Emergency Line of Credit

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Competitive Rates, Expedited Approvals

A hurricane, earthquake, flood, tornado or other natural disaster can strike at any time. At Western Alliance Bank, we offer a line of credit1 at competitive rates, along with an expedited approval process, so you don’t have wait for your insurance payment to begin rebuilding and repairing the damage.

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Bridge the Gap to Recovery

Your insurance company may take weeks or months to pay your claim, but you don’t have to wait to start rebuilding. Use an Emergency Line of Credit to make any necessary repairs, then pay it down or off once the claim has been paid. You pay interest only while you’re waiting for insurance payment.

Funding for Any Rebuilding Effort

We offer Emergency Lines of Credit in sizes from $100,000 to $2,000,000. What’s more, we offer revolving lines that renew every 24 months.

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HOA Loans

Ready to begin the application process? Contact our HOA lending experts with any questions you may have by calling your local Relationship Manager, emailing one of our lending experts directly or submitting your information to the contact us button below.

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1. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance.  Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.