Get the Funds You Need When You Need Them

Commercial Loans & Credit

We offer a variety of business loan and credit programs that give your business the flexibility to stay ahead of today’s fast-changing economic climate. You get the credit you need to take advantage of expansion opportunities, fund equipment purchases and manage your working capital.

Loans & Lines of Credit1

Whether you’re starting, growing or expanding your business, we provide many choices for the funding you need for any business expense or opportunity—expected or unexpected.

Revolving Lines of Credit

Give your business the ability to borrow, repay and borrow again up to the original amount committed by us throughout the life of a loan. Fund seasonal changes in inventory and receivables, take advantage of vendor discounts or meet unexpected cash needs.

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Secured Loans

We offer customized repayment terms and competitive pricing, plus the expertise of our loan officers to help you make the right decision. These business loans require an asset for collateral, and you can use them to fund equipment purchases, finance real estate, extend working capital or restructure debt.

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Employee Stock Ownership Plan (ESOP)

An ESOP is a unique corporate finance tool that allows business owners to gain liquidity, often at a tax-advantaged basis, while passing along ownership to the company’s employees.

Employee Stock Ownership Plan

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1. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.