HOA Banking

HOA Deposit Accounts

A bright suburban street

Choose from a full spectrum of deposit accounts for your community, homeowners or timeshare resort association. The Alliance Association Banking group offers everything from interest-paying HOA checking1 to money market accounts2 to CDs.1 Earn interest, enjoy no-fee services and select the types of accounts most suited to your business needs.

Get in Touch

HOA Deposit Accounts

Western Alliance Bank offers a wide range of deposit accounts specially designed to serve the needs of community, homeowners and timeshare resort association. Select an account type below to learn more about which may be the right deposit tool for your organization.

HOA Basic Checking

Our Basic Checking account gives you basic HOA checking features with unlimited check writing and no monthly service charges.

Learn More

HOA Interest Checking

With our Community Checking account, you earn interest on your funds, while enjoying unlimited HOA checking transactions, no monthly service charges, no-fee online banking and more.

Learn More

HOA Money Market

Earn an attractive rate of interest on your community association reserve funds, and make up to six withdrawals per month with no penalty.

Learn More

HOA ICS® and CDARS®

Earn interest and access multi-million-dollar FDIC insurance through Western Alliance Bank's offering of ICS®4 and CDARS®.4  

Learn More

HOA Certificates of Deposit (CDs)

Receive a guaranteed rate for holding these HOA CDs for a given time period until maturity.3 You may earn a higher interest rate when you choose a longer term.

Learn More

1. Refer to the disclosures provided at account opening and the Schedule of Fees and Charges for additional information.
2. Withdrawal transaction limits apply. Refer to disclosures provided at account opening and the Schedule of Fees and Charges for additional information.
3. Early withdrawal penalties may apply.
4. Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. ICS and CDARS are registered service marks of IntraFi Network LLC.