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Startup Banking

Your Bridge to Growth

Two colleagues working at a computer

It all starts with the right bank. Startups benefit from working with our experienced, tech-focused team that understands the growing pains and opportunities of emerging growth companies. We offer a Bridge to Growth checking account1 with all the important add-ons and extras for pre-seed and seed-stage startups. Robust online and mobile platforms let you bank from anywhere, and startups also net the relationship-based, personalized service our Bridge Bank banking division is known for.

Banking With Benefits

The Bridge to Growth account delivers access to tools, savings and advice from Bridge Bank and our network of select partners across the tech ecosystem, ranging from cloud services and HR/payroll support to marketing tools, CRM options and more.

  • Checking: No banking fees for up to 3 years1 with transfers, mobile deposits and incoming ACH.

  • Relationship Banking: We’re known for relationship-based, personalized service so you have a go-to banker and a team committed to growing with you.

  • Online2/Mobile Banking3: Founders who work from anywhere and everywhere want the flexibility that our online and mobile banking platforms deliver.

  • Visa Commercial Credit Cards4: Move your startup forward with our do-it-all commercial credit cards.

Startup Banking Partners

The Bridge to Growth account delivers access to tools, savings and advice from Bridge Bank and our network of select partners across the tech ecosystem, ranging from cloud services and HR/payroll support to marketing tools, CRM options and more.

 

Google Cloud logo

 

Salesforce logo

 

freshworks logo

 

Rippling logo

 

ZenDesk logo

 

Kruze logo

 

Ennobble logo

 

firstbase logo

 

NEXT logo

 

Founder Shield logo

 

Rocket logo

 

Hireflow logo

 

flesteam logo CLA logo LTSE logo

All companies listed are independent third parties and not affiliated with Western Alliance Bank (“WAB”). WAB does not monitor, approve or have any control over any third party services, content or sites and in the inclusion of links to third parties does not imply any association or relationship between WAB and such third party. WAB does not guarantee, endorse, or adopt the accuracy or completeness of any third party services, content or site.

Startup Banking Team

Kelly Caviglia headshotOne and Done
We believe you should only have to do this once. Choose a bank immersed in the tech and innovation sector that is committed to growing with you – from early stage to growth stage, pre-IPO and beyond. Let’s connect.

Kelly Caviglia
Vice President, Startup Banking
[email protected]

About Us

Contact Us

With roots in Silicon Valley, our Bridge Bank banking division has offices stretching across U.S. innovation hubs. You’ll find a wide array of solutions to meet your banking and finance needs, right now and as you grow.

Get In Touch
Western Alliance Bank Headquarters

1 East Washington Street
Suite 1400
Phoenix, AZ 85004
United States

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1. Bridge to Growth (“BTG”) is a suite of banking products and services specifically designed for start-up technology and innovation companies who have not raised institutional equity rounds of funding.  Eligibility requirements apply to BTG and all client participation is subject to Bank approval. BTG benefits are available for 3 years from the date the BTG Analyzed Business Checking Account is opened or until the client has obtained institutional funding, whichever occurs earlier (“BTG Introductory Period”). Following the expiration of the BTG Introductory Period, standard rates and fees, as disclosed in the then-current Analyzed Business Checking Account Information and Fee Schedule, will apply.  BTG Analyzed Business Checking Account is a non-interest bearing account and BTG clients are ineligible to receive earnings credits on the BTG Analyzed Business Checking Account during the BTG Introductory Period. Additional fees or charges may apply based on the products or services selected. Please contact your Relationship Manager for additional details. 
2. Monthly maintenance fees, excluding Reverse Positive Pay and ZBA Master fees, and fees for online wire transfers, mobile deposits and ACH transactions are waived during the BTG Introductory Period. Other fees or charges may apply based on the products or services selected. Mobile deposits and ACH origination require enrollment in Business Online Banking. Some products and services may be subject to prior approval or fees. Funds deposited through Mobile Deposit are subject to the Bank’s funds availability policy as outlined in the Deposit Account Agreement and Disclosure.  Refer to disclosures provided at account opening and the Business Schedule of Fees and Charges for additional information.
3. Business Mobile Banking apps are available to all online banking customers. Features may vary based on device type. No additional fees to download the app; however, use of some features may incur charges. Mobile carrier message and data rates may apply.
4. All offers of credit are subject to credit approval. Commercial credit cards are issued by Western Alliance Bank pursuant to a license from Visa® USA Inc.
5. Offer only available to new Western Alliance Bank customers who qualify and are approved for BTG benefits. Must open a BTG Analyzed Business Checking Account and a BTG Money Market Account (“MMA”) on or after July 1, 2022 to qualify for the promotional rate. The BTG MMA is a tiered rate interest-bearing account unless otherwise stated. A 3.00% interest rate (3.04% Annual Percentage Yield (“APY”)) is available for MMA deposit balances in the balance tier of $1,000,000.00 to $5,000,000.00. A 1.00% interest rate (1.00% APY) is available for MMA deposit balances in the balance tier of $5,000,000.01 to $10,000,000.00.  Contact your Relationship Manager for the most current rates on deposit balances in the balance tiers of less than $1,000,000.00 and over $10,000,000.00. Rates are accurate as of July 1, 2022. The promotional interest rate and APY on the BTG MMA may change at any time. New accounts will be eligible for the promotional rate for 12 months from the date the BTG MMA is opened. You must deposit and maintain a balance for the respective interest rate tier in order to earn the disclosed rate for that tier. The daily balance method is used to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited you may not receive the accrued interest. This account is on a monthly statement cycle. Offer ends on June 30, 2023. Offer may be modified or withdrawn without notice.
6. Fees and/or withdrawals could reduce the earnings on the account. Withdrawal transaction limits apply.  For additional terms and conditions, please refer to the Deposit Account Agreement and Disclosure provided at account opening.
7. Offer only available to new Western Alliance Bank customers who qualify and are approved for BTG benefits. Must open a new BTG Analyzed Business Checking Account on or after July 1, 2022, deposit funds into the account within 30 days of account opening, and maintain an average monthly balance of $250,000.00 for 3 months following account funding to receive a one-time bonus in the amount of $1,000. The three-month qualification period starts the first day of the month following the date of account funding. Your account must be open when the bonus is credited. The bonus will be provided 60 days after client meets the requirements outlined above and credits to the qualifying BTG Analyzed Business Checking. The value of this bonus will constitute taxable income to you. To the extent required by law, Western Alliance Bank may withhold tax or other amounts from the payment. Please consult your tax advisor, as neither Western Alliance Bank, its subsidiaries or affiliates, nor their employees provide tax advice. Offer ends on June 30, 2023. Offer may be modified or withdrawn without notice. For additional terms and conditions, please refer to the Deposit Account Agreement and Disclosure provided at account opening.