Technology Startup Banking

1. Bridge Bank’s Startup Banking (“Startup Banking”) products and services are specifically designed for start-up technology, life sciences and innovation companies who have not raised institutional equity rounds of funding. Eligibility requirements apply to all client participation is subject to Bank approval. Startup Banking benefits are available for 3 years from the date the Startup Banking Analyzed Business Checking Account is opened or until the client has obtained institutional funding, whichever occurs earlier (“Startup Banking Introductory Period”). Following the expiration of the Startup Banking Introductory Period, standard rates and fees, as disclosed in the then-current Analyzed Business Checking Account Information and Fee Schedule, will apply.  Startup Banking Analyzed Business Checking Account is a non-interest bearing account and Startup Banking clients are ineligible to receive earnings credits on the Startup Banking Analyzed Business Checking Account during the Startup Banking Introductory Period. Additional fees or charges may apply based on the products or services selected. Please contact your Relationship Manager for additional details. 
2. Monthly maintenance fees, excluding ZBA Master fees, online wire transfer fees, mobile deposits and ACH transactions are waived during the Startup Banking  Introductory Period. Other fees or charges may apply based on the products or services selected. Mobile deposits and ACH origination require enrollment in Business Online Banking. Some products and services may be subject to prior approval or fees. Funds deposited through Mobile Deposit are subject to the Bank’s funds availability policy as outlined in the Deposit Account Agreement and Disclosure. Refer to disclosures provided at account opening and the Business Schedule of Fees and Charges for additional information.
3. Offer only available to new Western Alliance Bank customers who qualify and are approved for Startup Banking benefits. Must open a Startup Banking Analyzed Business Checking Account and a Startup Banking Money Market Account (“MMA”) on or after July 1, 2024 to qualify for the promotional rate of 4.25% interest rate (4.33% Annual Percentage Yield (“APY”)). Contact your Relationship Manager for the most current rates on deposit balances. Rates are accurate as of December 19, 2024. The promotional interest rate and APY on the Startup Banking MMA may change at any time. New accounts will be eligible for the promotional rate for 12 months from the date the Startup Banking MMA is opened. The daily balance method is used to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited you may not receive the accrued interest. This account is on a monthly statement cycle. Offer may be modified or withdrawn without notice. Offer valid as of July 1, 2024.
4. Fees and/or withdrawals could reduce the earnings on the account. Withdrawal transaction limits apply. For additional terms and conditions, please refer to the Deposit Account Agreement and Disclosure provided at account opening.
5. Offer only available to new Western Alliance Bank customers who qualify and are approved for Startup Banking benefits. Must open a new Startup Banking Analyzed Business Checking Account on or after July 1, 2024, deposit funds into the account within 30 days of account opening, and maintain an average monthly balance of $50,000.00 for 3 months following account funding to receive a one-time bonus in the amount of $500. The three-month qualification period starts the first day of the month following the date of account funding. Your account must be open when the bonus is credited. The bonus will be provided 60 days after client meets the requirements outlined above and credits to the qualifying Startup Banking Analyzed Business Checking. The value of this bonus will constitute taxable income to you. To the extent required by law, Western Alliance Bank may withhold tax or other amounts from the payment. Please consult your tax advisor, as neither Western Alliance Bank, its subsidiaries or affiliates, nor their employees provide tax advice. Offer valid as of July 1, 2024. Offer may be modified or withdrawn without notice. For additional terms and conditions, please refer to the Deposit Account Agreement and Disclosure provided at account opening.
6. All offers of credit are subject to credit approval. This card is issued by Western Alliance Bank pursuant to a license from Visa® USA Inc. Refer to terms and conditions for additional information. Currency conversion exchange rates may apply. 
7. Business Mobile Banking apps are available to all online banking customers. Features may vary based on device type. No additional fees to download the app; however, use of some features may incur charges. Mobile carrier message and data rates may apply.