Catering to the unique needs of the resort and timeshare industries, our experienced bankers deliver creative, flexible banking solutions with unmatched expertise and responsiveness. In-depth knowledge of the vacation ownership industry sets Western Alliance Resort Finance apart.

  • Tracy Gaylord, Western Alliance Bank
    Tracy Gaylord
  • Thomas Perrott, Western Alliance Bank
    Thomas Perrott
Tracy Gaylord, Western Alliance Bank
Tracy Gaylord
Managing Director, Commercial Banking
Thomas Perrott, Western Alliance Bank
Thomas Perrott
Managing Director, Commercial Banking

With a strong commitment to U.S.-based resort developers in the timeshare industry, backed by sizable national resources, Western Alliance Resort Finance specializes in financing for land acquisitions, construction, inventory, hypothecation and more. Our customer-focused approach means you get a dedicated, experienced relationship manager – a single point of contact – to help with all your professional and personal banking needs. 



At Western Alliance, whether you’re building a resort from the ground up or need additional liquidity to meet increasing sales volume, we make it easier for you to focus on what matters most–your business and your customers.


Western Alliance Bank's Resort Finance group offers a complete array of resort finance solutions and banking services. They’re ideal for the needs of experienced developers who have an established track record of sales, marketing and resort management success. We provide access to senior management for meetings and site visits, and deliver fast responses to loan requests.



At Western Alliance, we work directly with our customers to find financing facilities and banking tools that work for your specific needs. In fact, we are one of the few lenders in the resort industry that offers a choice of all loan types. Our robust lending capacity and services include:

  • Land Acquisition Loans
  • Construction Loans
  • Inventory Loans
  • Receivable Hypothecation Loans
  • Homeowners Association (HOA) Loans

Since we have the ability and resources to provide the loans you need, we’re the ideal resource to help grow your business.


In addition to a wide array of flexible timeshare loans and financing tools for resort developers, we also offer a variety of additional business banking, international banking and treasury management solutions.

With an exclusive focus on banking for timeshare resort owners, our team of bankers can work with you to identify a full suite of banking solutions tailored to meet your specific needs.

Why work with Western Alliance Resort Finance?

Responsive Decision-Making
Our team has the acumen and authority to make prudent lending decisions quickly in an ever-changing environment — with the power to cut through the red tape. Count on us for a smooth, timely process.

Robust Lending Capacity and State-of-the-Art Services
You tap into a full spectrum of deposit, lending, treasury management, international banking and online banking products and services.

A Single Point of Contact
Your dedicated banker works to help you with all your banking needs, supported by the deep resources and financial offerings of a nationwide banking company.

Experts Who Know Your Business
We are committed to understanding your industry and the unique challenges and opportunities that face your individual business.

Access to Senior Management
Our senior management meets regularly with clients and takes an active role in their success. We deliver access to decision-makers, capital and powerful products and services to help businesses grow.

Timeshare is not an easy business, but they said, ‘Let’s just take a look.’ The bank’s response was speedy, and not a little surprising. Today we deal in seven different lines at the bank, including commercial and real estate loans, and our relationship is comprehensive and extremely effective.
Tim Stripe, Co-owner, Grand Pacific Resorts
Resort Finance
About Us

Western Alliance Resort Finance, a specialized group within Western Alliance Bank, Member FDIC, provides financing to U.S.-based timeshare resort developers with an unmatched level of expertise and responsiveness. The team of leading professionals caters to the needs of the industry by providing a variety of lending and depository services nationally to developers, and specializes in financing for land acquisitions, construction, inventory acquisition and receivables hypothecation. Western Alliance has ranked in the top 10 on the Forbes “Best Banks in America” list for five consecutive years, 2016-2020, and was named #1 best-performing of the 50 largest public U.S. banks for 2019 by S&P Global Market Intelligence. Western Alliance has ranked in the top 10 on the Forbes “Best Banks in America” list for five consecutive years, 2016-2020. A national presence with a regional footprint, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide.

About Western Alliance Bancorporation
All offers of credit are subject to credit approval.