SBA Express Loans

Faster Financing When You Need It

The SBA Express Loan program1 streamlines the documentation and approval process. After you submit your application for a loan, you’ll have a quick response for a request that requires minimal documentation.

Features & Benefits

  • Get a fast response to your loan application
  • Funds can be used for lines of credit or any legitimate business purpose
  • No balloon payments required

Other Key Facts

  • SBA Express Loans require lower down payments than traditional financing
  • Repayment terms can be up to 7 years for inventory, working capital and machinery & equipment and 25 years for commercial real estate
  • Real estate loans must be owner-occupied, and meet certain occupancy percentage requirements
  • Non-profit businesses are not eligible
  • Maximum loan limit is $500,000

1. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance.  Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.