Premier Checking & Savings Accounts
Choose checking and savings accounts designed for your lifestyle, your choices and your peace of mind.
Contact a Private Client Banker
Working with Western Alliance, you’re choosing a top national bank with a proven track record of reliability and a well-earned reputation for outstanding service. With our Premier Accounts and our Private Client Group, you’ll experience elevated banking from dedicated bankers who understand that you want maximum flexibility, including the ability to access your funds how and when you choose, without penalties or limits.
As a bank-only financial partner, we deliver flexible solutions that work with the carefully crafted plans you and your investment advisors have in place. We complement your wealth management strategies instead of competing with them.
Experience Premier Accounts With Western Alliance
Checking and savings accounts designed for discerning individuals and recommended by their investment advisors, offering exclusive benefits and ultimate flexibility.
Flexibility
With our Premier Accounts, you retain important flexibility. Enjoy very attractive interest rates along with the freedom to tap your funds as you choose – unlike penalty-bearing investments like money market accounts or CDs.
Security
Western Alliance offers the powerful fraud protection and attention you want and expect when you bank with us.
Service
Rely on exceptional, personal service from your trusted bankers, who are ready to meet your needs and available on your timeline.
Frequently Asked Questions
Premier Accounts are designed for clients who wish to optimize the value of their banking. They offer tiered high-yield interest rates, dedicated relationship bankers, priority client service, and benefits like relationship rates on mortgages – all with the flexibility to access your funds whenever you need them.
Monthly maintenance fees for Premier Checking and Premier Savings accounts are waived if balances exceed $150,000. Contact your relationship banker or a private client banker for details on current interest rate tiers.
Yes, you can access funds anytime. One of the defining features of Premier Accounts is flexibility. Unlike penalty-bearing investment vehicles, your Premier Account funds remain fully accessible; you can perform an unlimited number of checking transactions on Premier Checking every month.
Western Alliance provides the best-in-class fraud protection you expect, with advanced tools to safeguard your funds, as well as access to your relationship banking team whenever you need personal assistance. Your deposits in Premier Checking and Premier Savings accounts are FDIC-insured.
Every Premier Account client can access dedicated relationship bankers directly. You also have priority access via the Premier Client phone line, so you're never waiting in a general queue or starting over with someone new.
No, and that's by design. Western Alliance is purely a bank, meaning we complement the plans you've built with your investment advisors rather than compete with them. Many investment advisors specifically recommend Premier Accounts for clients who want high-yield liquidity that remains separate from their investment portfolio.
A Premier Account is an ideal home for an emergency fund, near-term liquidity reserves or funds earmarked for a specific purpose – money that needs to be secure, accessible and earning a competitive return without market risk. The high-yield rates on Premier Accounts make holding meaningful cash reserves significantly more advantageous than a standard account.
Premier Accounts feature tiered high-yield interest rates, meaning higher balances earn more. Contact your relationship manager or a private client banker for current rates.
Premier Accounts are structured to deliver strong value. Monthly service charges are waived when you maintain the required average daily balance. These accounts include two complimentary wire transfers per month and no-fee online banking with Bill Pay. Your banker can walk you through the full fee schedule.
The first step is speaking with your relationship banker, who can discuss your options, current rates and how a Premier Account fits your specific financial picture. Or contact a Private Client Banker
Contact a Private Client Banker
We’re always ready to assist you. Learn more about our Premier Accounts and how they align with your plans and way of life.