Insights

Great banking relationships begin with outstanding products and services. But it’s the combination of knowledge and sector-specific expertise at Western Alliance Bank that brings our clients a competitive advantage. In Insights, we’ve assembled smart thinking from our bankers who work to stay ahead of the curve across a wide range of industries. It’s one more way our highly experienced bankers are committed to knowing more and doing more for our clients.

Tap Into Smart Thinking

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How the Right Bank Can Serve Your Startup: 5 Considerations in Today’s Environment

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How Well Is Your Mortgage Company’s Financial Toolbox Equipped for Tomorrow’s Market?

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Foreign Exchange Hedging Policy Client Advisory

What to Expect When Your Community Association Borrows: Key Steps and Terms

Securing a community association loan can feel complex - especially for volunteer board members who may not have experienced the association loan process in the past. Understanding each stage can help boards and community managers plan effectively, avoid

A business owner realizing they have become a victim of fraud

Recovering 50 Stolen Checks: A Costly Lesson for a Management Company — and What to Know

Imagine losing tens of thousands of dollars from a simple oversight. One management company learned how vulnerable paper checks can be during a car break-in. Discover the details of this real-life fraud case and learn preventive security measures.

Significant Fraud Losses Increasing: Protect Your Management Company and Associations

HOAs and community associations are increasingly becoming targets for cybercriminals. Spoofed vendor emails and check fraud are common tactics used to steal funds from community associations. . Learn more about how to protect your community’s finances.

A residential development managed by an HOA management company

How Community Associations Can Manage Loan Repayments for Major Projects

Bank financing offers a powerful tool for community associations and association managers to fund major expenses, from significant improvements to unexpected events. The type of loan and type of homeowner community have an impact on repayment strategies.

Certificate of Deposit laddering allows investments to mature while providing access to funds when needed

Level Up Your Community Association’s Savings With Strategic CD Laddering

Community associations need flexible financing AND higher returns. The solution might be CD laddering. This strategy spreads a community association’s reserve funds across multiple CDs with staggered maturities, maintaining scheduled access to cash while

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Preparing to Borrow for Major Projects: What Association Management Companies Should Know

From time to time, community associations may need a loan to finance major improvements or other expenses. Meeting the bank’s lending criteria before applying can set your association up for success. Read on to learn what the bank will be looking for.

Smart Borrowing: HOA Loans Can Help Community Associations Tackle Large Expenses

Community associations are essential to maintaining the community, but large and unexpected expenses can leave association board of directors weighing the best way to cover costs.

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Help Your Vendors Safeguard Your Company from Cyberattacks

Companies need a comprehensive and current vendor management program as the first line of protection against fraud attempts, including business email compromise (BEC). Is your company where it needs to be?

Black woman sitting at a desk looking at a report.

Avoiding Financial Frustration: How to Prevent Common HOAs Mistakes

An HOA’s finances provide a snapshot into its health, its ability to rise and meet challenges, and ultimately function to its full – and often legal – potential. Unfortunately, there are instances where the financial health of the HOA can be at-risk.

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Planning for Today and Into the Future: Creating a Strong HOA Balance Sheet

To ensure an HOA is on the strongest financial footing to take care of both anticipated expenses and unexpected costs today and for years to come, creating a strong balance sheet is critical.