Insights

Business Banking Insights

Great banking relationships begin with outstanding products and services. But it’s the combination of knowledge and sector-specific expertise at Torrey Pines Bank that brings our clients a competitive advantage. In Insights, we’ve assembled smart thinking from our bankers who work to stay ahead of the curve across a wide range of industries. It’s one more way our highly experienced bankers are committed to knowing more and doing more for our clients.

Insights

Tap Into Smart Thinking

A small business owner with a new small business loan

Understanding the Differences Between SBA 504 and 7(a) Loans

Small businesses looking for financing to fuel their growth and expansion can take advantage of Small Business Administration (SBA) loan programs tailored to meet a variety of needs. Learn about which option is right for your small business.

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A young woman checking her credit card statement on her mobile phone

Your Commercial Credit Card and Digital Security

A specialized business bank can help you mitigate the dangers of credit card fraud with targeted expertise to safeguard your funds

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A business owner reviewing a financial plan

Business Finance Checkup: Is Your Company Poised for Success This Year — and Beyond?

It’s never too late to take a fresh look at your operations, and your business banking team can be a valuable resource. Here are actions in four key areas for all businesses to consider every year.

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Small Business Owners researching available small business loans

Is an SBA Loan Right for You?

SBA loans are one of the most popular financing options for entrepreneurs and business owners nationwide. Learn more about whether it’s the right option for your small business.

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A small business owner sitting at his desk

Buying a Small Business: What To Ask First

The trend of buying and selling small businesses presents significant opportunities for prospective buyers, but it also necessitates a thorough understanding of how to evaluate the business’s and buyer’s readiness. Here’s what you need to ask.

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Understand and combat the risks surrounding cybersecurity and fraud

Safeguarding Your Business: Insights from Western Alliance Bank’s Cybersecurity and Fraud Prevention Webinar

The fraud schemes cybercriminals launch against businesses can significantly impact a company’s financial stability and reputation. Read on for insights on how to protect your business’s payables operations.

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Small business owners choosing a business bank.

What Small Businesses Should Consider When Choosing a Business Bank

For many small business owners, the process of choosing the right bank feels overwhelming. But it doesn’t have to be. Here are a few key things to keep in mind to set yourself up for success.

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Stacks of gold coins representing saving money for nonprofit organizations

4 Money-Saving Tips to Empower Your Mission as a Nonprofit Organization

Operating a nonprofit is unlike running any other type of business. Here are four key financial strategies to bolster your nonprofit's efficiency, maximize your resources and stretch your dollars.

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A mobile phone with digital payment apps

Western Alliance and Digital Disbursements Finds Extraordinary Success Rate for Digital Payments in Inaugural Report

According to new research from Western Alliance Bank, getting money into the hands of payees in class action and mass tort settlements is far more effective and efficient when those payments are completed through digital methods.

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A stock photo of a man using a laptop to reflect cyber security

Help Your Vendors Safeguard Your Company from Cyberattacks

Companies need a comprehensive and current vendor management program as the first line of protection against fraud attempts, including business email compromise (BEC). Is your company where it needs to be?

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