Kickstart your small business with a one-time bonus!

New Small Business Customers can earn up to $1,200 now through March 31, 2027.*

Now, for a limited time, we’re making it even easier to start strong with exclusive bonuses for new Small Business clients. Whether you’re looking to streamline your banking, optimize cash flow, or plan for future growth, our team is here to guide you every step of the way. 

Your success is our business. Let’s build it together.

$600 one-time bonus*

Earn a $600 one-time bonus when you open a new Small Business Advantage Checking account and maintain a minimum average balance of $10,000 for 90 days.

$800 one-time bonus*

Earn a $800 one-time bonus when you open a new Small Business Advantage Checking account or new Business Money Market account and maintain a minimum average balance of $25,000 for 90 days.

$1,000 one-time bonus*

Earn a $1,000 one-time bonus when you open a new Small Business Advantage Checking account or Business Money Market account and maintain a minimum average balance of $60,000 for 90 days.

Add an additional $200 bonus when you open a new Business Plus Credit Card3, activate Merchant Services4, or our Treasury Management Bundle. 
 

Small Business Advantage Checking

Features & Benefits:

  • No fee for first 350 items per statement cycle - includes debits, credits and deposited items. Fee for items deposited in excess of 350.
  • Requires $100 opening deposit
  • No fee for first $10,000 monthly cash deposited; Additional fees may apply for cash deposited in excess of $10,000.
  • Monthly Service Fee waived by any of these options:
    • $25,000 daily checking balance
    • $50,000 combined average collected balances and outstanding credit balances
    • Active Business Plus Credit Card3
    • Active Merchant Services account4
       

Business Money Market

Features & Benefits:

  • Tiered interest account with competitive rates
  • Up to 25 items deposited per month; fee for items deposited in excess of 25
    Requires $1,000 opening deposit
  • Withdrawal transaction limitations apply
     

This offer is only available to new Western Alliance Bank customers2. This promotion applies to businesses that have not held any deposit accounts with Western Alliance Bank in the past 12 months. This includes existing Bank customers and those with closed accounts within the last 12 months. This offer is only available to business applicants located in California, Arizona and Nevada.
The promotional reward is limited to one (1) business entity and taxpayer identification number (TIN/EIN). Customers may not combine, stack, or receive multiple rewards for the same business entity under this promotion. Accounts opened, funded, or structured for the purpose of circumventing promotion requirements may be deemed ineligible. Funds transferred from existing deposit accounts held with the Bank do not qualify as New Money1. The Bank reserves the right to verify eligibility, account ownership, business relationships, account funding sources, and compliance with promotion requirements prior to awarding any promotional reward. 

Promotional rewards may be withheld, reversed, or denied if the Bank determines that:

  1. Promotion requirements were not satisfied as disclosed;
  2. Funds were transferred or reclassified in an effort to circumvent eligibility requirements;
  3. Multiple accounts were established primarily to obtain additional promotional rewards;
  4. Misrepresentation, fraud, abuse, or other activity inconsistent with the intent of the promotion occurred; or the account is not in good standing at the time of reward fulfillment.

To be eligible for this offer, click Apply Online from this page, so that the promotion code is claimed at time of account opening.

* Cash Bonus Offer Details:
To be eligible for the $600 one-time bonus, new business checking customers2 must complete all the following steps:

  1. Open a Small Business Advantage checking account online.
  2. Deposit at least $10,000 in new money1 within 30 days of account enrollment.
  3. Maintain a minimum average ledger balance of $10,000 for 90 days following the account opening.
     

To be eligible for the $800 one-time bonus, new business checking customers2 must complete all the following steps:

  1. Open a new Small Business Advantage checking account or a Business Money Market account online.
  2. Deposit at least a minimum of $25,000 in new money1 in a new Small Business Advantage checking account or new Business Money Market account within 30 days and maintain a minimum average ledger balance for 90 days.
  3. Customers may open both a Small Business Advantage Checking and a Business Money Market account. If both a Small Business Advantage Checking and a Business Money Market account are opened the combined minimum average ledger balance of the two accounts must be $25,000 for 90 days to qualify for the $800 one-time bonus. 

To be eligible for the $1,000 one-time bonus, new business checking customers2 must complete all the following steps:

  1. Open a new Small Business Advantage checking account or a Business Money Market account online. 
  2. Deposit at least a minimum of $60,000 in new money1 in a new Small Business Advantage Checking account or new Business Money Market account within 30 days and maintain a minimum average ledger balance for 90 days. 
  3. Customers may open both a Small Business Advantage Checking and a Business Money Market account. If both a Small Business Advantage Checking and a Business Money Market account are opened the combined minimum average ledger balance of the two accounts must be $60,000 for 90 days to qualify for the $1,000 one-time bonus. 
  4. Receive an additional $200 when you add a new Business Plus Credit Card3, activate a Merchant Services account4, or Treasury Management bundled account.

Bonus Payment:

Once the 90-day qualification period has ended, we will review your relationship and determine if you have met the offer requirements. If all requirements are met, we will deposit any one-time bonus earned into your new business account within 30 days following the last calendar day of the month. The payout will be credited to the Small Business Advantage Checking account within 30 days; unless only a Business Money Market is opened then money market will be credited. The offer can be used only once and ends March 31, 2027. The customer must open the account(s) and make their initial deposit no later than March 31, 2027.

The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the one-time bonus. This offer can only be used once. Bonus will be reported to the IRS as interest.

1“New Money” is defined as funds that have not previously been held in any Western Alliance Bank deposit account. Funds transferred from existing accounts held with the Bank, including checking, savings, money market, certificate of deposit, or any other deposit account, do not qualify as New Money. These are newly deposited sums whether by check, wire transfer, ACH, direct deposit, or other means that originate from external sources or financial institutions outside the Bank in question.

2“New Customer” means a business that does not currently maintain and has not maintained within the previous twelve (12) months, any deposit account with Western Alliance Bank. Existing business checking customers are not eligible for this offer.

3All offers of credit are subject to credit approval. Refer to terms and conditions for additional information. This card is issued by Western Alliance Bank pursuant to a license from Visa USA Inc. Other fees including currency conversion exchange rates may apply.

4Merchant Services are provided by Heartland Payment Systems, a Global Payments company (NYSE: GPN), in agreement with Western Alliance Bank. Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Heartland’s Credit or Risk departments at any time. All trademarks contained herein are the sole and exclusive property of their respective owners. Heartland Payment Systems is a registered ISO of PNC Bank, N.A., Pittsburgh, PA for Visa and MasterCard transactions only.