Kickstart your small business with a one-time bonus!

This offer is only available to new Western Alliance Bank customers². This promotion applies to businesses that have not held any deposit accounts with Western Alliance Bank in the past 12 months. This includes existing Bank customers and those with closed accounts within the last 12 months. This offer is only available to business applicants located in California, Arizona and Nevada.
The promotional reward is limited to one (1) business entity and taxpayer identification number (TIN/EIN). Customers may not combine, stack, or receive multiple rewards for the same business entity under this promotion. Accounts opened, funded, or structured for the purpose of circumventing promotion requirements may be deemed ineligible. Funds transferred from existing deposit accounts held with the Bank do not qualify as New Money¹. The Bank reserves the right to verify eligibility, account ownership, business relationships, account funding sources, and compliance with promotion requirements prior to awarding any promotional reward. 

Promotional rewards may be withheld, reversed, or denied if the Bank determines that:

1. Promotion requirements were not satisfied as disclosed;
2. Funds were transferred or reclassified in an effort to circumvent eligibility requirements;
3. Multiple accounts were established primarily to obtain additional promotional rewards;
4. Misrepresentation, fraud, abuse, or other activity inconsistent with the intent of the promotion occurred; or the account is not in good standing at the time of reward fulfillment.

To be eligible for this offer, click Apply Online from this page, so that the promotion code is claimed at time of account opening.

* Cash Bonus Offer Details:

To be eligible for the $600 one-time bonus, new business checking customers2 must complete all the following steps:

1. Open a Small Business Advantage checking account online.
2. Deposit at least $10,000 in new money1 within 30 days of account enrollment.
3. Maintain a minimum average ledger balance of $10,000 for 90 days following the account opening.

To be eligible for the $800 one-time bonus, new business checking customers² must complete all the following steps:

1. Open a new Small Business Advantage checking account or a Business Money Market account online.
2. Deposit at least a minimum of $25,000 in new money¹ in a new Small Business Advantage checking account or new Business Money Market account within 30 days and maintain a minimum average ledger balance for 90 days.
3. Customers may open both a Small Business Advantage Checking and a Business Money Market account. If both a Small Business Advantage Checking and a Business Money Market account are opened the combined minimum average ledger balance of the two accounts must be $25,000 for 90 days to qualify for the $800 one-time bonus. 

To be eligible for the $1,000 one-time bonus, new business checking customers² must complete all the following steps:

1. Open a new Small Business Advantage checking account or a Business Money Market account online. 
2. Deposit at least a minimum of $60,000 in new money1 in a new Small Business Advantage Checking account or new Business Money Market account within 30 days and maintain a minimum average ledger balance for 90 days. 
3. Customers may open both a Small Business Advantage Checking and a Business Money Market account. If both a Small Business Advantage Checking and a Business Money Market account are opened the combined minimum average ledger balance of the two accounts must be $60,000 for 90 days to qualify for the $1,000 one-time bonus. 
4. Receive an additional $200 when you add a new Business Plus Credit Card3, activate a Merchant Services account4, or Treasury Management bundled account.

Bonus Payment:

Once the 90-day qualification period has ended, we will review your relationship and determine if you have met the offer requirements. If all requirements are met, we will deposit any one-time bonus earned into your new business account within 30 days following the last calendar day of the month. The payout will be credited to the Small Business Advantage Checking account within 30 days; unless only a Business Money Market is opened then money market will be credited. The offer can be used only once and ends March 31, 2027. The customer must open the account(s) and make their initial deposit no later than March 31, 2027.

The new checking account must be open and in good standing up to and including the date any earned bonus is paid in order to receive the one-time bonus. This offer can only be used once. Bonus will be reported to the IRS as interest.

¹“New Money” is defined as funds that have not previously been held in any Western Alliance Bank deposit account. Funds transferred from existing accounts held with the Bank, including checking, savings, money market, certificate of deposit, or any other deposit account, do not qualify as New Money. These are newly deposited sums whether by check, wire transfer, ACH, direct deposit, or other means that originate from external sources or financial institutions outside the Bank in question.
²“New Customer” means a business that does not currently maintain and has not maintained within the previous twelve (12) months, any deposit account with Western Alliance Bank. Existing business checking customers are not eligible for this offer.
³All offers of credit are subject to credit approval. Refer to terms and conditions for additional information. This card is issued by Western Alliance Bank pursuant to a license from Visa USA Inc. Other fees including currency conversion exchange rates may apply.
⁴Merchant Services are provided by Heartland Payment Systems, a Global Payments company (NYSE: GPN), in agreement with Western Alliance Bank. Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Heartland’s Credit or Risk departments at any time. All trademarks contained herein are the sole and exclusive property of their respective owners. Heartland Payment Systems is a registered ISO of PNC Bank, N.A., Pittsburgh, PA for Visa and MasterCard transactions only.

Different Business Account Solutions: 

1. Refer to the disclosures provided at account opening, the Business Schedule of Fees and Pro Forma for additional information.
2. Other related fees may apply. Refer to the disclosures provided at account opening and the Schedule of Fees and Charges for additional information.
3. Additional fees apply for each item over 200 items per statement.
4. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information. Enrollment in eStatements, Positive Pay or Bill Pay require additional terms and conditions.
5. Restrictions and fees may apply. Refer to your account agreements and disclosures provided at account opening and the Schedule of Fees and Charges for additional information.
6. Withdrawal transaction limits apply. refer to disclosures provided at account opening and the Schedule of Fees and Charges for additional information.
7. Investable balance is calculated by subtracting the average float and negative collected balances on your deposits from your average ledger balance.
8. All accounts must be linked to primary account for billing. Common ownership of linked accounts is required. 
9. To access the benefits of the Relationship Money Market, you must have a Western Alliance Bank account. Relationship Money Market is evaluated to ensure that requirements are met on the last day of the month prior to paying interest. Please see account opening disclosures or ask your Western Alliance Relationship Manager for addition information and current interest rates.
10. All offers of credit subject to approval. Some products and services may be subject to prior approval or fees. Please contact a Treasury Management Advisor and Relationship Manager for additional details that may apply based on products and services selected.
11. Some products and services may be subject to prior approval or fees. Other related fees may apply. Refer to disclosure provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information. Funds deposited through the Wire Origination Module will follow Western Alliance Bank's funds availability policy as outlined in the Deposit Account Agreement Disclosure.