Local Touch, National Reach

Small Business Banking

Nimble thinking, expertise and customized solutions help you realize your ambitions. Personalized attention shows how much you matter.

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Three small business owners looking at small business banking information on a laptop

Benefits of Small Business Accounts Through Western Alliance

At Western Alliance Bank, you’ll work with experienced small business bankers who understand your needs and put customers first. We offer personalized attention and a proven commitment to client relationships, responsive and timely decision-making, and state-of-the-art services that add to our customers’ opportunities.

Convenient Access to Bankers

With nearly 60 locations for in-person service, plus access to a real person by phone or your preferred method, you can get the attention you and your business deserve.

Comprehensive Treasury Solutions

Benefit from the strength and reliability of a national bank, while enjoying personal attention and local decision-making by a team that understands your business.

Fraud Protection Services

Safeguard your money and your peace of mind with robust fraud protection, including Positive Pay and Reverse Positive Pay for checks and ACH transactions and ACH debit blocks. 

SBA Preferred Lending Partner

We offer proven expertise in Small Business Administration (SBA) lending. You can have confidence in our advice and our speed of funding to support your business goals.

> 20,000

Small businesses across the U.S. trust Western Alliance

~10 minutes

To apply for an account online

30+

Industries and sectors served with specialized expertise

  • I knew my business was small potatoes, but my banker treated me with such respect. … From the very beginning, this was a personal relationship, which I didn’t have before. Marnie Alton, Founder & Owner, M/Body Online
  • At the start of our relationship, we had a very complex loan that we needed support for. Senior leadership for the bank was in the room, and we all hammered it out together. Ultimately, it was a win for everyone, and I’ll never forget that. Rudy Johnson, President & CEO, Neighborhood House Association
  • It’s nice to be able to pick up the phone and have that very quick connection, whether that’s with customer support, with training or with our banker. The responsiveness of Western Alliance Bank has been the biggest differentiator for us. Jessica Howe, Chief Financial and Marketing Officer, Bill Howe Family of Companies
  • It has been crucial to have a competent and trustworthy banking partner to help our business grow. We value the personalized support and accessibility of our banker, knowing we can reach out anytime with inquiries or issues. Joe Snider, Founder, Joe’s Roofing
A small business relationship manager greeting a client

Ready To Get Started?

It’s quick and easy to start your application for a business account.

1. Collect all necessary personal and business details, including your legal and tax IDs, business structure documents, and contact information for everyone listed on your application. 
2. Choose the accounts to open: checking, money market, or savings.
3. Complete the application in about 10 minutes. 

Some applications may require further review.

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A small business relationship manager greeting a client

Frequently Asked Questions

    What types of business accounts does Western Alliance offer?

    We provide a range of business checking and savings options designed to fit different sizes and stages of business. With features that support daily cash management and growth, we’re here to help your company achieve its goals.

    How do I know which account or service is right for my business?

    You can review product details on this site or connect with a banker to discuss your business needs and goals. Our team is available to offer personalized recommendations, tailored to your company.

    Can I apply for a business account online?

    Yes! Many of our business accounts allow you to begin the application online, at your convenience. A small business banker will follow up to guide you through next steps. 

    What kinds of lending or financing does Western Alliance provide to small businesses?

    We offer a wide variety of financing options, including SBA and conventional loans, working capital lines of credit, equipment financing and more. Your relationship banker can listen to your needs and plans and suggest an approach that fits your business stage and goals.

    How do I get personalized support or talk to someone about my business?

    You can schedule an appointment with one of our expert bankers to walk through your questions, explore options and get the answers you are looking for, tailored to your business. Contact us to schedule a meeting.

    Right-Size Banking + National Strength

    Small Business Solutions

    Your business is unique, with goals and challenges that are distinctly yours. Don't settle for one-size-fits-all banking. Our regional brands and national businesses put customers first. Western Alliance Bank offers right-size banking, right where you do business, with the resources you need to feel secure and supported though every challenge.

    Business Checking & Savings

    Your business needs foundational tools, including checking and savings geared toward your specific goals. Set your business up for success by choosing from our robust lineup of options. 

    Business Credit Cards

    Choose the VISA® Business Plus Credit Card1 to add flexibility to your business cash flow, monitor business expenses and earn valuable rewards on purchases.

    Small Business Loans

    Explore innovative solutions for funding diverse business needs through our suite of lending products, including loans and lines of credit.2

    Connect with a Small Business Banker

    Connect with an experienced small business banker to learn more about how we can support growing businesses like yours

    Connect with a Banker

    1. All offers of credit are subject to credit approval. Refer to terms and conditions for additional information. This card is issued by Western Alliance Bank pursuant to a license from Visa USA Inc. Other fees including currency conversion exchange rates may apply.

    2. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.

    Ready to take the next step?

    Open Now Connect with a Banker