Competitive Rates on Funds You Need

Personal Loans

Whenever you need money, Western Alliance Bank is here to help. Our Personal Loan1 solutions give you predictable monthly payments and competitive interest rates, to help you pay for just about anything your life requires.

Your Assets Can Work for You

Secured Loans

When you need cash for any reason, a Secured Personal Loan1 from Western Alliance Bank can be a sensible choice. It’s secured by using a personal asset, such as a car or Western Alliance Bank checking or savings account, as loan collateral. You’ll gain the peace of mind of fixed monthly payments, to improve how you manage your finances.

Features & Benefits

  • Get competitive interest rates.
  • Make affordable fixed monthly payments.
  • Enjoy a streamlined application and fast approval process.

Other Key Facts

  • A secured loan may qualify you for a larger amount than an unsecured loan, since personal assets are pledged as collateral.
  • Terms are based on credit history, ability to repay and type of collateral pledged.
Fund Life's Journey

Unsecured Loans

An Unsecured Personal Loan1 from Western Alliance Bank requires no collateral—you qualify based on your credit history and ability to repay the debt. You can use the money for just about anything with a personal  purpose—from debt consolidation to medical expenses.

Features & Benefits

  • Gets cash into your account quickly.
  • Offers a great way to pay off multiple high-interest credit card balances.
  • Can be used for any major personal purchases or expenses, such as a dream vacation or an unexpected tax bill

Other Key Facts

  • Application process is fast, easy and simple.
  • Monthly payments are fixed, making budgeting easier.
  • No prepayment penalty, so you can reduce the principal you owe and pay off the unsecured loan early by making larger payments.

1. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance.  Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.