David Bernard
Head of Specialized Mortgage Services
David Bernard is Head of Specialized Mortgage Services at Western Alliance Bank and a member of the bank’s Senior Operating Committee.
Since joining Western Alliance in 2014, Mr. Bernard has played a central role in building and expanding Specialized Mortgage Services into a nationally recognized mortgage finance and treasury resource. During his tenure, the group has grown from approximately 10 employees to more than 110 professionals nationwide.
Mr. Bernard oversees five divisions that operate as a cohesive national business line: warehouse lending, mortgage servicing rights financing, note financing, treasury management and correspondent mortgage solutions. The group contributes to Western Alliance’s loan and deposit growth by developing deep customer relationships, connecting clients with multiple financial solutions and creating strategic partnerships tailored to the needs of mortgage companies.
Before joining Western Alliance, Mr. Bernard spent 10 years in relationship management roles spanning warehouse lending and capital markets advisory services with Bank of America and BOM Capital.
Based in Phoenix, Mr. Bernard serves on the board of directors of the Arizona Bankers Association and is active in the Mortgage Bankers Association and California Mortgage Bankers Association. He earned a Bachelor of Arts in Finance and Marketing from Northeastern University in Boston.
Beyond his professional work, he enjoys spending time with family, traveling and pursuing his interest in cars and motorcycles, while staying active in the Phoenix business and mortgage banking community.
Specialized Mortgage Services
Western Alliance Specialized Mortgage Services, a national banking group within Western Alliance Bank, Member FDIC, delivers comprehensive funding solutions to independent mortgage bankers and funds nationwide. Led by experienced senior industry executives, the relationship banking team offers warehouse lending, MSR financing, note financing and treasury solutions with exceptional responsiveness and creativity. Specialized Mortgage Services is part of Western Alliance Bancorporation, which has more than $90 billion in assets and has ranked as a top U.S. bank by American Banker and Bank Director since 2016. With significant national capabilities, the Specialized Mortgage Services Group delivers the reach, resources and deep industry knowledge to help businesses capitalize on their opportunities to solve today and succeed tomorrow.