Commercial Checking with Interest-Bearing Benefits

Hybrid Business Checking

Hybrid Business Checking accounts are available for our commercial customers and combine the benefits of an Analyzed Business Checking account with the features of an interest-bearing savings account in one.

Features & Benefits

  • Receive an earnings credit allowance calculated on the investable balance1 in the account and earn interest on excess balance once balances offset service charges
  • Combine multiple Hybrid Business Checking accounts for billing purposes2

Other Key Facts

  • Take advantage of our full suite of Treasury Management Services

Account Services

Additional tools and services are available for accounts:

  • Overdraft protection3
  • Online banking4
  • ATM/Debit cards
  • Ordering checks
  • eStatements

Click "Open Now" to begin your application

You will be directed to a secure account opening page hosted by Western Alliance Bank.

Open Now

1. Investable balance is calculated by subtracting the average float and negative collected balances on your deposits from your average ledger balance.
2. All accounts must be linked to primary account for billing. Common ownership of linked accounts is required. 
3. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance. 
4. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information. Other related fees may apply. Some products and services may be subject to prior approval or fees. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.