Joe Marciano is assistant vice president, SBA market specialist for Western Alliance Bank’s SBA Enterprise division. Based in Phoenix, Mr. Marciano manages clients throughout the underwriting and loan closing process as a SBA 7(a) business development officer in Arizona (Alliance Bank of Arizona), California (Torrey Pines Bank) and parts of Nevada (Bank of Nevada).
Mr. Marciano prescreens SBA 7(a) applicants to ensure SBA eligibility and credit quality while working to secure term sheet approval and managing prospective clients through underwriting and loan closing. He has experience in credit analysis, SBA 7(a) lending, conventional C&I lending and CRE lending.
Before joining Western Alliance, he held several positions at BNC National Bank, from credit analyst to assistant vice president, business banking officer.
Mr. Marciano earned both a Bachelor of Science and Master of Business Administration, with a concentration in Finance, Fixed Income and Investment Management, from the Eller College of Management at the University of Arizona.
Alliance Bank of Arizona
Alliance Bank of Arizona, a division of Western Alliance Bank, Member FDIC, delivers relationship banking that puts clients at the center of everything. Founded in 2003, Alliance Bank of Arizona offers a full spectrum of tailored commercial banking solutions delivered with outstanding service. With offices in Greater Phoenix, Tucson and Flagstaff, Alliance Bank of Arizona was named 2022 Lender Firm of the Year by NAIOP Arizona, among many other awards and recognitions. Alliance Bank is part of Western Alliance Bancorporation, which has more than $70 billion in assets. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. As a regional bank with significant national capabilities, Alliance Bank of Arizona delivers the reach, resources and local market expertise that make a difference for customers.