Connect with a Banker
Find out what it’s like to work with a bank that puts clients at the center of everything. Connect with a local banker to learn more about our exceptional banking services.
To earn your bonus of up to $750, open a new Business Checking account with Torrey Pines Bank by November 15, 2023, and complete the following steps:
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Complete the web form to connect with a banker
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Deposit an initial new money deposit of at least $2,500; and
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Maintain an average balance of at least $2,500 for 90 days after account opening1.
Small Business Banking Resources
Unlock exceptional banking services tailored to your (region) business, with one convenient point of contact. You deserve customized solutions, personalized attention, and the local expertise of a banker who knows your industry- plus the strength and reliability of a national bank.
Business Checking & Savings Accounts
Your business needs foundational tools, including checking and savings geared toward your specific goals. Set your business up for success by choosing from our robust lineup of options.
Business Credit Cards
Choose the VISA® Business Plus Credit Card to add flexibility to your business cash flow, monitor business expenses and earn valuable rewards on purchases.
Mobile & Online Banking
As a business owner, you're always on the go. Our convenient mobile and online banking solutions can help you make the most of your time.
Small Business Loans
Explore innovative solutions for funding diverse business needs through a suite of conventional loans and quick-turn Streamline lending products, including lines of credit.
Fraud Protection
Rely on our tools and services to help guard your data and accounts against fraud.
Merchant Services
Empower your business with secured, customizable options for accepting and processing payments — at every point of sale.
Payroll Cards
When it’s time to pay your employees, streamline the process with a prepaid payroll card that they'll appreciate — and that may help you establish more efficient payroll processes.
*How to qualify for your bonus
Eligibility Requirements:
Offer available only to new business customers that open a new Business Checking account at Torrey Pines Bank.
Offer not available to:
- Business customers who have an existing business account at any division of Western Alliance Bank
- Business customers who have closed a business account at any division of Western Alliance Bank within 90 days
- Employees of Western Alliance Bank or its affiliates and subsidiaries
Bonus Requirements:
- Open a new Business Checking account with Torrey Pines Bank through a banker by November 15, 2023; AND
- Deposit $2,500 or more in new money** in the Business Checking account at account opening; AND
- Maintain an average balance at least $2,500 in the new Business Checking account for a period of ninety (90) calendar days beginning on the day after the account is opened and funded (the “90-day qualifying period”).
**New money is funds that are not existing money in any account at any division of Western Alliance Bank, including cash withdrawn from an existing account held at any division of Western Alliance Bank and deposited into a new Business Checking account.
Bonus Amount:
- Your cash bonus amount is based on both the initial new money deposit amount and the average balance maintained in the new Business Checking account during the 90-day qualifying period. Both amounts in the chart below in the initial new money deposit and average balance maintained must be met to earn the adjacent cash bonus.
- Increasing the balance during the 90-day qualifying period does not increase your cash bonus amount.
For example, if you deposit $2,500 in new money to your new Business Checking account and at the end of the 90-day qualifying period your average balance is $20,000, your cash bonus amount would be $250. - If at the end of the 90-day qualifying period the average balance in the new Business Checking account is less than your initial new money deposit amount, your cash bonus amount may decrease.
For example, if you deposit $25,000 in new money to your new Business Checking account and at the end of the 90-day qualifying period your average balance is $24,000, your cash bonus amount would be $500. - If at the end of the 90-day qualifying period the average balance in the new Business Checking account is below $2,500, you will be ineligible for the bonus.
For example, if you deposit $25,000 in new money to your new Business Checking account and at the end of the 90-day qualifying period your average balance is $2,400 you are ineligible for a cash bonus. - At the end of the 90-day qualifying period, the bonus amount will be determined as follows:
| Initial New Money Deposit | Average Balance Maintained During the 90-Day Qualifying Period | Cash Bonus |
|---|---|---|
| $2,500-$9,999 | $2,500-$9,999 | $250 |
| $10,000-$24,999 | $10,000-$24,999 | $500 |
| $25,000+ | $25,000+ | $750 |
- Day 1 of the 90-day qualifying period begins on the day after you open and fund your new Business Checking account.
Bonus Payment:
- Once the 90-day qualifying period has elapsed, Torrey Pines Bank will determine if you have met the bonus requirements and if so, will deposit any earned cash bonus into your new Business Checking account within fifteen (15) calendar days.
- The new Business Checking account opened under this offer must remain open and unrestricted through the 90-day qualifying period and at the time Torrey Pines Bank attempts to deposit any earned bonus payment.
- The value of the bonus may constitute taxable income to your business.
Additional Terms and Conditions:
- Offer expires Nov. 15, 2023. Offer may be discontinued or changed at any time before the expiration date without notice.
- Only one cash bonus per business customer.
- Additional restrictions may apply.