Torrey Pines Bank offers business card services that can help you improve payment acceptance options, manage expenses and gain an alternative to issuing manual payroll checks.
Merchant Services
Our customized payment processing services, offered by our trusted vendor, Heartland*, can help you satisfy and strengthen your customer base. You can accept credit and debit cards, purchase or lease card processing equipment, and benefit from multiple authorization networks and transaction processing options.
Commercial Credit Cards
Manage business expenses more efficiently, with a business credit card that provides management reports to simplify recordkeeping, and lets you extend payments to improve cash flow.
Payroll Card
Give your employees a smart, convenient way to receive their pay—by loading funds onto Visa payroll cards from our vendor, Skylight ONE. This business card service helps you streamline payroll processes, eliminate multiple vendors and save the costs of printing and distributing paper checks.
Debit Cards
We know the importance of accessing your business checking and savings accounts every day. Our debit cards with chip technology give you the convenience and security necessary to keep your business running.
*Merchant Services are provided by Heartland® in agreement with Western Alliance Bank. Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Heartland’ Credit or Risk departments at any time. Heartland® is a federally registered service mark of Total System Services, Inc. EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. All trademarks contained herein are the sole and exclusive property of their respective owners. Any such use of those marks without the express written permission of their owner is prohibited. Heartland Merchant Solutions is a registered ISO of Wells Fargo Bank, N.A., Concord, CA; Synovus Bank, Columbus, GA, First National Bank of Omaha, Omaha, NE; and Deutsche Bank, New York, NY for Visa and MasterCard transactions only.
Heartland offers NFC enabled POS systems, but a POS upgrade is not necessary to enable merchant service payment processing.