Features & Benefits

  • Monthly service fee of $50 includes up to four Business Advantage accounts. Service fee waived when average collected monthly balance between all Business Advantage accounts meets or exceeds $50,000
  • 500 items per statement cycle; (includes any combination of debits, credits and deposited items); $0.55 per item fee for each item over 500 per statement cycle
  • No fee for first $10,000 monthly cash deposited; $3 fee per $1,000 for additional cash deposited
  • Online Banking1 with Bill Pay and e-Statements are available
  • Includes Remote Deposit Capture2 for one account

Additional Services

  • Online Wire Origination Module3 to originate domestic, international and FX wires
  • ACH Pre-Fund4 (credit only)
  • ACH Debit Block
  • Reverse Positive Pay5
  • Additional fraud protection solutions available; please inquire for additional information

1. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information.
2. A Business Checking account required. Other related fees may apply. Some products and services may be subject to prior approval or fees. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information. Funds deposited through Remote Deposit Capture will follow Western Alliance Bank’s funds availability policy as outlined in the Deposit Account Agreement Disclosure.
3. Some products and services may be subject to prior approval or fees. Other related fees may apply. Refer to disclosure provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information. Funds deposited through the Wire Origination Module will follow Western Alliance Bank’s funds availability policy as outlined in the Deposit Account Agreement Disclosure.
4. This functionality is based on the National Automated Clearinghouse Association (NACHA) 2017 rule adopting Same Day ACH Origination Solution as amended in 2020. Requires enrollment in Business Online Banking Some products and services may be subject to prior approval or fees. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.
5. Requires enrollment in Business Online Banking. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.