Unsecured Loans

Fund Life's Journey

An Unsecured Personal Loan1 from Torrey Pines Bank requires no collateral—you qualify based on your credit history and ability to repay the debt. You can use the money for just about anything with a personal  purpose—from debt consolidation to medical expenses.

Features & Benefits

  • Gets cash into your account quickly.

  • Offers a great way to pay off multiple high-interest credit card balances.

  • Can be used for any major personal purchases or expenses, such as a dream vacation or an unexpected tax bill

Other Key Facts

  • Application process is fast, easy and simple.

  • Monthly payments are fixed, making budgeting easier.

  • No prepayment penalty, so you can reduce the principal you owe and pay off the unsecured loan early by making larger payments.

1. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance.  Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.