Personal Interest Checking

Earn Interest on Checking Funds

Use your deposited funds to make more money—with Torrey Pines Bank Personal Interest Checking. We’ll even waive the monthly service fee for meeting age or deposit requirements.

Features & Benefits

  • Unlimited number of checking transactions.
  • Monthly service charge of $10 waived for customers 55 or older, or for maintaining a daily balance of at least $1,500.
  • No-fee online banking1 with bill pay.

Other Key Facts

  • Minimum daily balance of $0.01 required to earn interest.
  • Requires $100 opening deposit.
  • Tiered interest rates.

Account Services

Additional tools and services are available for Torrey Pines Bank accounts:

  • Overdraft protection1
  • Online banking2
  • ATM/Debit cards
  • Ordering checks
  • eStatements
Learn More

1. All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance.
2. Fees may be imposed for additional services related to online banking. Refer to Personal Online Banking Service Agreement for more information.