Your insurance company could offer your HOA, CID or PUD a discount for paying your entire insurance premium at the beginning of the year. Our line of credit lets you take advantage of this discount, then pay what you owe over time.

Get a term loan or construction line of credit to pay for long-term capital maintenance projects or common area improvements on those areas controlled by your HOA, CID or PUD.

If your HOA, CID or PUD is located in an area that’s susceptible to natural disaster, be prepared with a line of credit you can use to help rebuild, while you’re waiting for your insurance claim funds.

Fill the gaps in your knowledge of the HOA loan process. We’ve answered some frequently asked questions to give you a high-level overview of HOA loans.