Get Started Now

Ready to begin the application process?
Contact our HOA loans expert, Josh Heihn, with any questions.
Josh Heihn, Vice President, HOA Lending - Alliance Association Bank
(480) 384-3826

Get started by downloading a Request for Loan Proposal form or a Loan Application form.

HOA Management Companies: The CARES Act & SBA Relief Programs

Alliance Association Bank, a division of Western Alliance Bank is quickly gearing up to work with businesses to access the financial relief included in the Paycheck Protection Program, part of the newly enacted Coronavirus Aid, Relief, and Economic Security Act (CARES Act) just signed into law in response to COVID-19.

The U.S. Small Business Administration is offering multiple, beneficial loan programs to assist business owners that require assistance as a result of the Coronavirus (COVID-19). We've compiled key information about the programs, eligibility and more.

  • Insurance Premium Financing

    Your insurance company could offer your HOA, CID or PUD a discount for paying your entire insurance premium at the beginning of the year. Our line of credit lets you take advantage of this discount, then pay what you owe over time.

    Learn More
  • HOA Maintenance and Improvement Loans

    Get a term loan or construction line of credit to pay for long-term capital maintenance projects or common area improvements on those areas controlled by your HOA, CID or PUD.

    Learn More
  • HOA Credit Cards

    Our HOA Commercial Credit Card Programs are an easy and convenient way to manage your HOA purchases with security and ease, pay suppliers and more. The eZ Business Card Management portal offers reporting, tracking and user management.

    Learn More
  • Disaster Recovery Line of Credit

    If your HOA, CID or PUD is located in an area that’s susceptible to natural disaster, be prepared with a line of credit you can use to help rebuild, while you’re waiting for your insurance claim funds.

    Learn More
  • How Do HOA Loans Work?

    Fill the gaps in your knowledge of the HOA loan process. We’ve answered some frequently asked questions to give you a high-level overview of HOA loans.

    Learn More