Real Estate & Construction

Online Banking Log In

Bridge Bank has an experienced team of real estate lenders who specialize in both commercial and residential construction projects, and in commercial real estate purchasing or refinancing. From custom spec homes to multi-unit investment properties, our knowledgeable bankers can help you get the flexible financing you need to bring your project to completion. Bridge Bank actively lends for real estate projects in Alameda, Contra Costa, Santa Clara, San Mateo, San Francisco and Santa Cruz counties.

Real Estate Financing Solutions Include:

Acquisition Land Loans – Funding to purchase raw land for the purpose of future development, for both commercial and residential projects.
Single-Family and Multi-Family Residences – Funding for the build-out of single-family and/or multi-family residences to be sold on a speculative basis.
Commercial Construction Loans – Funding for the build-out of commercial property that will either be occupied by the owner or builder, or be held as income-producing property, or be developed with the intent that the property be sold.
Mini-Perm Loans – Term financing to purchase or refinance existing commercial properties or newly completed construction, either for owner-occupied or investment purposes.
Commercial Property Assessed Clean Energy (C-PACE) Financing – Affordable lending solution to increase project efficiencies leading to greater returns and can eliminate mezzanine and/or preferred equity.

Terms on commercial real estate financing typically range from 7 to 10 years, with 20-25 year amortization schedules.

Bridge Bank also provides term financing, both purchase and refinance, for commercial properties, either for owner-occupied or investment purposes.

Meet Your Expert Bankers

Kimberly Rysyk
Ken Mannina
John Carroll
Sandy Swenson

Kimberly A. Rysyk
Senior Director, Corporate Banking

Phone: (408) 556-8392
[email protected]

Learn More About Kimberly

Ken Mannina
Senior Vice President, SBA/Real Estate Banking

Phone: (408) 556-8336
[email protected]

LEARN MORE ABOUT KEN

Bridge Bank VP, Construction Loan Officer John Carroll

John Carroll
Senior Construction Risk Administrator

Phone: (408) 556-8675
[email protected]

LEARN MORE ABOUT JOHN

Sandy Swenson, Bridge Bank Vice President, Relationship Manager

Sandy Swenson
Senior Vice President, Commercial Banking

Phone: (408) 689-8404
[email protected]

LEARN MORE ABOUT SANDY

featured clients

Sereno Group

“

Client since: 2010

"I appreciate the fact that the bank actually recognizes the fight we've fought, what we've done and where we are now. That acknowledgement is really important to us in a banking partner."

~Chris Trapani, founder and CEO of Sereno Group

Read the Case Study

„

- ,

Financial Solutions for Contractors

Cash-secured facilities – A cash-secured loan is designed for business owners needing to respond quickly to multiple situations and customized for each borrower. These facilities are secured by your deposits and investments held at Bridge Bank.
Formula line of credit – A formula line of credit is designed to supplement your cash flows and is used as a more permanent source of working capital financing. Advances are tied to your company’s eligible accounts receivable and inventory. Each facility can be customized to provide a solution to meet your financial needs.
Non-formula line of credit – A non-formula line of credit is designed to support short-term working capital needs, such as meeting payroll or taking advantage of trade discounts. This line of credit requires a zero balance for a specific period of time on an annual basis.
Corporate credit cards – A line of credit can be established for the purpose of issuing individual corporate credit cards. This allows for effective control of corporate purchases, travel and entertainment expenses, and provides management complete flexibility in issuing and canceling cards as needed.
Equipment financing – Equipment financing can be used to purchase new equipment or to refinance existing debt.
Acquisition financing – Acquisition financing provides funds to purchase or merge with a competitor’s business. These funds allow for the financing that supports the buy-out of existing owners and shareholders to acquire control of a company.