Real Estate & Construction
Bridge Bank has an experienced team of real estate lenders who specialize in both commercial and residential construction projects, and in commercial real estate purchasing or refinancing. From custom spec homes to multi-unit investment properties, our knowledgeable bankers can help you get the flexible financing you need to bring your project to completion. Bridge Bank actively lends for real estate projects in Alameda, Contra Costa, Santa Clara, San Mateo, San Francisco and Santa Cruz counties.
Real Estate Financing Solutions Include:
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Acquisition Land Loans – Funding to purchase raw land for the purpose of future development, for both commercial and residential projects.
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Single-Family and Multi-Family Residences – Funding for the build-out of single-family and/or multi-family residences to be sold on a speculative basis.
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Commercial Construction Loans – Funding for the build-out of commercial property that will either be occupied by the owner or builder, or be held as income-producing property, or be developed with the intent that the property be sold.
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Mini-Perm Loans – Term financing to purchase or refinance existing commercial properties or newly completed construction, either for owner-occupied or investment purposes.
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Commercial Property Assessed Clean Energy (C-PACE) Financing – Affordable lending solution to increase project efficiencies leading to greater returns and can eliminate mezzanine and/or preferred equity.
Terms on commercial real estate financing typically range from 7 to 10 years, with 20-25 year amortization schedules.
Bridge Bank also provides term financing, both purchase and refinance, for commercial properties, either for owner-occupied or investment purposes.
Other Financial and Cash Management Solutions
Checking and Money Market Accounts, Funds Transfer, Foreign Exchange and Currency Hedging, Business eBanking (full suite of online banking services), Smart Deposit Express (remote deposit), Bridge Investment Services*, Merchant Card Services, Lockbox, Global Cash Management, and more.
All offers of credit are subject to credit approval.
Merchant Services are provided by TransFirst, a TSYS Company under an agreement with Western Alliance Bank
* Nondeposit investment products are not insured by the FDIC, are not obligations of, or guaranteed by Bridge Bank or Western Alliance Bank; and will subject the purchaser to investment risk, including possible loss of the principal amount invested.

Senior Director, Corporate Banking

Senior Vice President, SBA/Real Estate Banking

Senior Construction Risk Administrator

Senior Vice President, Commercial Banking
featured clients





Sereno Group
Client since: 2010
"I appreciate the fact that the bank actually recognizes the fight we've fought, what we've done and where we are now. That acknowledgement is really important to us in a banking partner."
~Chris Trapani, founder and CEO of Sereno Group
Financial Solutions for Contractors
- Cash-secured facilities – A cash-secured loan is designed for business owners needing to respond quickly to multiple situations and customized for each borrower. These facilities are secured by your deposits and investments held at Bridge Bank.
- Formula line of credit – A formula line of credit is designed to supplement your cash flows and is used as a more permanent source of working capital financing. Advances are tied to your company’s eligible accounts receivable and inventory. Each facility can be customized to provide a solution to meet your financial needs.
- Non-formula line of credit – A non-formula line of credit is designed to support short-term working capital needs, such as meeting payroll or taking advantage of trade discounts. This line of credit requires a zero balance for a specific period of time on an annual basis.
- Corporate credit cards – A line of credit can be established for the purpose of issuing individual corporate credit cards. This allows for effective control of corporate purchases, travel and entertainment expenses, and provides management complete flexibility in issuing and canceling cards as needed.
- Equipment financing – Equipment financing can be used to purchase new equipment or to refinance existing debt.
- Acquisition financing – Acquisition financing provides funds to purchase or merge with a competitor’s business. These funds allow for the financing that supports the buy-out of existing owners and shareholders to acquire control of a company.
Other Financial and Cash Management Solutions
Checking and Money Market Accounts, Funds Transfer, Foreign Exchange and Currency Hedging, Business eBanking (full suite of online banking services), Smart Deposit Express (remote deposit), Bridge Investment Services*, Merchant Card Services, Lockbox, Global Cash Management, and more.
All offers of credit are subject to credit approval. Merchant Services are provided by TransFirst, a TSYS Company under an agreement with Western Alliance Bank. *Nondeposit investment products are not insured by the FDIC, are not obligations of, or guaranteed by Bridge Bank or Western Alliance Bank; and will subject the purchaser to investment risk, including possible loss of the principal amount invested. .-
Recent NewsBridge Bank's Business Escrow Services Group Launches New Paying Agent PlatformBridge Bank Extends $12,000,000 Credit Facility to EllevationAlex Tsarnas Joins Bridge Bank Team to Lead Its Newly Established Banking Group, Business Escrow ServicesBridge Bank Expands Capital Finance Group Adding Several New PositionsBridge Bank Extends $25,000,000 Credit Facility to Health-AdeCloudBolt Announces $35 Million in Series B FundingBridge Bank Hires Tech Banker Jon Berry, Builds on Growth Momentum in AustinBridge Bank Expands Equity Fund Resources Group Hires Dragomir Sipovic, Vice PresidentBridge Bank Extends $2MM Credit Facility to Miva, Inc.Bridge Bank Extends Venture Term Loan to Deep Lens, Inc.
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Recent InsightsAustin's VC Ecosystem Tops $2 Billion in Value for Third Year RunningNew York Sees Second-Highest Annual Exit Value at Nearly $37 BillionCytoSorbents Delivers Technology to Calm the StormMasterClass Streams Inspiration When It's Needed MostLeaving LIBOR: 4 things to know about changing interest rate benchmarksRegional Intelligence Report Series: California OutlookRegional Intelligence Report Series: South Bay OutlookProtect Your Data: The Cybersecurity WebinarProtect Your Organization Against Data Breaches and Cybercrime ScamsFight Payment Fraud Within Your Organization
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TwitterOur #LifeSciences Group recently provided a term loan to Adarza Biosystems, developer of the ZIVA platform, a next-generation biomarker discovery and therapeutic research tool. pic.twitter.com/CR160SrQKbAustin’s VC ecosystem topped $2 billion in value for the third year running in 2020. Download our report, Markets to Watch: Austin, TX, to learn more and read the analysis. bit.ly/3sGCwly - 2 days #Austin #venturecapital pic.twitter.com/75Kk4auvZdJoin us for Markets to Watch: Austin, TX to discover how the Austin VC ecosystem still secured a record $2.3 billion in aggregate value thanks in no small part to the its resilient enterprise tech sector. RSVP by clicking the link: bit.ly/3rzsUaZ - 2 days pic.twitter.com/Ml7OkIKMS2Key top-level trends that defined VC deal-making in Austin last year can be found in our report, Markets to Watch: Austin, TX. The report also contains analysis of Austin’s banner year for exit value creation. Download it now: bit.ly/3sGCwly - 5 days pic.twitter.com/ZQzJ6GiCtwJoin us and PitchBook, along with special guest Silverton Partners to discover key top-level trends that have defined VC deal-making in Austin. RSVP by clicking this link bit.ly/3rzsUaZ - 6 days pic.twitter.com/M3ithiqhjjOn April 14, our panel of experts will provide analysis and key insights into Austin’s VC ecosystem, which topped $2 billion in value for the third year running. RSVP now to attend this informative event. bit.ly/3rzsUaZ - 1 week 2 days ago #Austin #venturecapital #technology #innovation pic.twitter.com/gzRc4qJELoAustin’s VC ecosystem topped $2 billion in value for the third year running in 2020. Download our report, Markets to Watch: Austin, TX, to learn more and read the analysis. bit.ly/3sGCwly - 2 weeks ago #Austin #venturecapital pic.twitter.com/ltpq7r20P8Join us for Markets to Watch: Austin, TX to discover how the Austin VC ecosystem still secured a record $2.3 billion in aggregate value thanks in no small part to the its resilient enterprise tech sector. RSVP by clicking the link: bit.ly/3rzsUaZ - 2 weeks ago pic.twitter.com/ztR0lKmyzEOur Technology Banking Group recently provided a venture debt facility and working capital line of credit to Step. To learn more, read their recent press release. step.com/press/step-sur… - about 1 month 1 week ago #bridgebank #step #fintech pic.twitter.com/MzAtQGOTu9We are pleased to announce that we have launched Bridge Bank Gateway, a new digital paying agent platform that simplifies and accelerates complex M&A transactions. Read our recent press release to learn more. westernalliancebancorporation.com/bridge-bank-ho… - about 1 month 1 week agoWe would like to welcome Alex Tsarnas to the Bridge Bank team. Alex will be leading our newly established banking group, Business Escrow Services. Read our press release to learn more. westernalliancebancorporation.com/bridge-bank-ho… - about 1 month 3 weeks ago #mergersacquistions #privateequity #bridgebankIn observance of Presidents' Day, all Bridge Bank offices will be closed on Monday, February 15. #PresidentsDay pic.twitter.com/6eMQQeNJipOur team of asset-based lending professionals is growing! Read more about it here: westernalliancebancorporation.com/bridge-bank-ho… - about 2 months 3 days ago #assetbasedlending #bridgebankOur Life Sciences Group recently provided a Term Loan to Bolder Surgical, a medical device company focused on commercializing mini-laparoscopic surgical devices aimed at improving and enabling laparoscopic procedures for pediatric patients. #lifesciences #medicaldevices pic.twitter.com/hKgRzmVhaZ“Not everybody can be famous but everybody can be great because greatness is determined by service… You only need a heart full of grace and a soul generated by love.” ~ Dr. Martin Luther King Jr. In observance of MLK Day, all Bridge Bank offices will be closed on Mon. 1/18. #MLK pic.twitter.com/rBAo4INJXBOur Technology Banking group recently provided a growth capital term loan to Funraise, a software company that provides a state-of-the-art fundraising platform, saving nonprofit organizations time and resources spent on data management. pic.twitter.com/StETyssfLeOur #Technology Banking group recently provided a credit facility to @DrinkHealthAde, an organic beverage company. To learn more details, read our press release. westernalliancebancorporation.com/bridge-bank-ho… - about 4 months 2 weeks ago pic.twitter.com/0eWWI16N08Our Technology Banking Group at Bridge Bank recently provided a credit facility to CloudBolt Software, an enterprise leader in cloud management and integration solutions. Visit westernalliancebancorporation.com/bridge-bank-ho… - about 4 months 3 weeks ago to learn more details. pic.twitter.com/8fzjGbAL6BWe honor all of the veterans who have served our country. Thank you. #HappyVeteransDay REMINDER: In observance of Veterans Day, all Bridge Bank offices will be closed on Wednesday, November 11. pic.twitter.com/IfoGP8ecCAWe would like to welcome Jon Berry to the Bridge Bank team! Jon supports our Technology Banking group and will be based in Austin. Read our press release to learn more. #technology #banking #Austin #Texas westernalliancebancorporation.com/bridge-bank-ho… - about 5 months 6 days agoIn observance of Columbus Day, all Bridge Bank offices will be closed on Monday, October 12. pic.twitter.com/BtX52D5RTPWe wish everyone a safe and relaxing #LaborDay holiday weekend. REMINDER: In observance of Labor Day, all Bridge Bank offices will be closed on Monday, September pic.twitter.com/09SIuoO7XGOur Technology Banking Group recently provided MIVA, an #ecommerce #software and service provider, with a credit facility. Read our press release to learn more: westernalliancebancorporation.com/bridge-bank-ho… - about 7 months 2 weeks ago #technologybanking pic.twitter.com/OUj49RdD5VOur Life Sciences Group is pleased to announce an upsized term loan for Fennec Pharmaceuticals, a pharmaceutical company focused on the development of PEDMARK™ (a unique formulation of Sodium Thiosulfate) for the prevention of ototoxicity from cisplatin in pediatric patients. pic.twitter.com/zrH2JslA27Stay safe as you celebrate #IndependenceDay. REMINDER: In observance of Independence Day, all Bridge Bank offices will be closed on Friday, July 3.” pic.twitter.com/EFLG0KJ3u5Our Technology Banking Group is pleased to announce that they have recently provided a credit facility to aPriori Technologies, a leading provider of design for manufacturability and cost (#DFM/DTC) solutions. #computersoftware #technology #banking pic.twitter.com/PuTYcnKMttLast chance to join us for what is sure to be one of the most interesting economic discussions in the history of this long-standing event, featuring economist, Dr. Christopher Thornberg & SJ Deputy City Manager, Kim Walesh Register now! #sjsueconsummit event.on24.com/wcc/r/2316585/… - about 10 months 3 weeks ago pic.twitter.com/sqxWOiCvsZThis Memorial Day, we honor and remember those who lost their lives while serving our country. REMINDER: In observance of Memorial Day, our offices will be closed on Monday, May 25. pic.twitter.com/Ae97NsXsDaThere’s still time to join us for what is sure to be one of the most interesting economic discussions in the history of this long-standing event, featuring keynote speaker and noted economist, Dr. Christopher Thornberg. Register today! #sjsueconsummit event.on24.com/wcc/r/2316585/… - about 10 months 4 weeks ago pic.twitter.com/TWo0MiGjijJoin us for what is sure to be one of the most interesting economic discussions in the history of this long-standing event, featuring keynote speaker and noted economist, Dr. Christopher Thornberg. Register today! #sjsueconsummit event.on24.com/wcc/r/2316585/… - about 11 months 1 day ago pic.twitter.com/pdtYAF2XrDBridge Bank’s #LifeSciences Group is proud to partner with iCAD, a global #medical #technology leader providing #innovative cancer detection and therapy solutions. bridgebank.com/lifesciences - about 11 months 1 week ago pic.twitter.com/oPIrnYlOTjWe’re proud to sponsor Venture Summit | Virtual Connect May 5th - 7th! #startups #venturecapitalCongratulations, @ArcturusRx on your big announcement and the accomplishments you and your team are achieving as you work on a vaccine for COVID-19. #COVID19 #coronavirus #vaccines #LifeSciences ir.arcturusrx.com/news-releases/… - about 1 year 1 day agoOur #LifeSciences team is proud to provide Valencell, a company that transforms the science of wearable #biometrics to enable impactful #health outcomes, with the creative #bankingsolutions they needed. pic.twitter.com/XCmNJpaVuvOrganizations of any size are at risk of data breaches or other types of #cybercrime, but you can defend yourself against #fraud by knowing the dangers and implementing best practices whether you’re #WFH or the office. #fraudawareness #cybersecurity westernalliancebancorporation.com/bridge-bank-ho… - about 1 year 1 week ago pic.twitter.com/bzKAaLYRGPLearn more about the several key initiatives we’re focused on right now. #WeAreInThisTogether #covid19 #CoronaVirus westernalliancebancorporation.com/~/media/pdfs/b… - about 1 year 1 week ago pic.twitter.com/ssOjI7DGnXCybercriminals are using concerns about COVID-19 to perpetrate scams – learn how to defend your organization against these scams and best practices to keep your business safe. #fraudawareness #cybersecurity #fraud #cybercrime #fraudprevention #WFH westernalliancebancorporation.com/bridge-bank-ho… - about 1 year 2 weeks ago pic.twitter.com/kZo07GPhVvBridge Bank is a proud sponsor of #FVCC2020, Florida’s largest statewide #VentureCapital Conference. pic.twitter.com/9l2lOPceVR