First Independent Bank is ready to help you purchase, refinance or improve real property for your business or investment portfolio. Our highly streamlined approval process helps you react quickly when opportunities arise.
Why Work with First Independent Bank?
- We offer a wide range of commercial real estate loans for different property types, including office, industrial, retail, residential, hospitality and charter schools.
- Our seasoned relationship managers understand the complexities inherent to each local market.
- We strive to be responsive to your timeline, by working closely with you from application to final closing.
- We provide excellent customer service, with local approval authority, a smooth, timely closing process, local construction risk administration and a high level of personalized relationship management.
We offer competitive rates and terms for:
- Acquisition and development.
- Single family and multifamily construction.
- Commercial interim construction loans.
- Commercial construction loans with permanent takeout financing.
- Term financing (purchase/finance) loans for commercial buildings.
All offers of credit are subject to credit approval, satisfactory legal documentation, and regulatory compliance. Borrowers are responsible for any appraisal and environmental fees plus customary closing costs, including title, escrow, documentation fees and may be responsible for any bank fees including bridge loan, construction loan, and packaging fees.