Linda Cardoza is vice president of HOA banking for Alliance Association Bank in Southern California, serving the need of clients in Orange County, Los Angeles and Riverside County.

Since 2006, Ms. Cardoza has gained the trust of those in the common interest development and real estate industries as a result of her financial knowledge, property management experience and ethical integrity.

Ms. Cardoza provides community management companies and homeowner associations with products and services to enhance their efficiencies and reach their goals, including deposit accounts, reserve investments and HOA lending. Her goal is to collaborate with clients, analyze their needs and ultimately empower clients with the tools to build their business operations with greater efficiency.

Ms. Cardoza joined Alliance Association Bank in 2015. Previously, she was vice president, relationship manager in the Homeowners Association Division at U.S. Bank. Beginning in 1989, she managed and leased estate portfolios that included commercial office buildings, industrial parks, regional and community shopping centers, residential properties as well as homeowner associations.

Ms. Cardoza is a designated Educated Business Partner from the Community Associations Institute (CAI) and maintains her California Real Estate License.

Outside of work, Cardoza enjoys supporting her son at his track meets, cooking, traveling and participating in many outdoor activities.

About Us

Alliance Association Bank

Alliance Association Bank, a division of Western Alliance Bank, Member FDIC, delivers a tailored suite of deposit, financing and technology solutions designed for community management companies and homeowner associations nationwide. The bank’s relationship officers provide a broad spectrum of innovative and customized solutions to help community associations succeed, all with a high level of expertise and responsiveness. Alliance Association Bank is part of Western Alliance Bancorporation, which has more than $70 billion in assets. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. With significant national capabilities, Alliance Association Bank delivers the reach, resources and deep industry knowledge that make a difference for customers.