Opening Doors

Like you, our highly experienced bankers bring deep industry knowledge and an entrepreneurial way of thinking to move your projects forward. Every real estate deal and construction project is unique, and we will work with you to develop smart banking and financing solutions to meet your needs.

Download an overview of our solutions


With a strong local commitment to the real estate industry, backed by sizable national resources, First Independent Bank has all the tools you need to finance a wide range of property types including: office, industrial, retail, residential, hospitality and charter schools. Our customer-focused approach means you get a dedicated, experienced relationship manager to help with all your professional and personal banking needs.

All offers of credit are subject to credit approval.

Checking and Savings

  • Simplify banking fees for checking
  • Optimize transactions for better cash management
  • Leverage technology for easy deposits
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Business Loans and Credit

  • Optimize working capital and liquidity
  • Streamline access to secured loans
  • Facilitate SBA 504 and commercial real estate loans
  • Access asset-based and cash flow lending

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Commercial Real Estate Loans

  • Obtain acquisition, construction and permanent financing for developers and investors
  • Secure agency financing for multifamily construction, senior housing, and commercial construction loans
  • Access term financing (acquisition and/or refinance) for commercial real estate
  • Obtain competitive terms for asset repositioning of commercial real estate

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Equipment Finance

  • Streamline equipment finance
  • Finance upgrades and expansion through CAPEX lines of credit
  • Keep debt/equity ratios low through off-balance-sheet financing
  • Explore TRAC, Capital and Operating leases

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Treasury Management

  • Simplify your day-to-day banking
  • Accelerate receivables
  • Improve payment practices
  • Monitor and manage cash flow
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International Banking

  • Streamline financing for imported building materials
  • Obtain commercial or standby letters of credit
  • Send and receive foreign currency
  • Mitigate currency risk

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Thanks to the team for their professionalism, creativity and responsiveness--all of which contributed to the successful closing of the construction loan for Park Lucero.
Catherine Thuringer, Trammell Crow Company
About Us

First Independent Bank, a division of Western Alliance Bank, Member FDIC, helps business clients realize their ambitions. Founded in 1999, First Independent Bank offers a full spectrum of loan, deposit and treasury management capabilities, plus superior service. With six offices in Reno, Sparks, Carson City and Fallon, along with Western Alliance Bank’s powerful array of specialized financial services, the banking division is a valued resource for Northern Nevada’s business, real estate, professional, manufacturing, municipal and nonprofit communities. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation, with more than $50 billion in assets. Western Alliance is again #1 best-performing of the 50 largest public U.S. banks in the new S&P Global Market Intelligence listing for 2020 and ranks high on the Forbes “Best Banks in America” list year after year.