Opening Doors

Like you, our highly experienced bankers bring deep industry knowledge and an entrepreneurial way of thinking to move your projects forward. Every real estate deal and construction project is unique, and we will work with you to develop smart banking and financing solutions to meet your needs. 

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REAL ESTATE AND CONSTRUCTION SOLUTIONS

With a strong local commitment to the real estate industry, backed by sizable national resources, Torrey Pines Bank has all the tools you need to finance a wide range of property types including: office, industrial, retail, residential, hospitality and charter schools. Our customer-focused approach means you get a dedicated, experienced relationship manager to help with all your professional and personal banking needs.

All offers of credit are subject to credit approval.

Checking and Savings

  • Simplify banking fees for checking
  • Optimize transactions for better cash management
  • Leverage technology for easy deposits
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Business Loans and Credit

  • Optimize working capital and liquidity
  • Streamline access to secured loans
  • Facilitate SBA 504 and commercial real estate loans
  • Access asset-based and cash flow lending

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Commercial Real Estate Loans

  • Obtain acquisition, construction and permanent financing for developers and investors
  • Secure agency financing for multifamily construction, senior housing, and commercial construction loans
  • Access term financing (acquisition and/or refinance) for commercial real estate
  • Obtain competitive terms for asset repositioning of commercial real estate

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Equipment Finance

  • Streamline equipment finance
  • Finance upgrades and expansion through CAPEX lines of credit
  • Keep debt/equity ratios low through off-balance-sheet financing
  • Explore TRAC, Capital and Operating leases

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Treasury Management

  • Simplify your day-to-day banking
  • Accelerate receivables
  • Improve payment practices
  • Monitor and manage cash flow
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International Banking

  • Streamline financing for imported building materials
  • Obtain commercial or standby letters of credit
  • Send and receive foreign currency
  • Mitigate currency risk

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Thanks to the team for their professionalism, creativity and responsiveness--all of which contributed to the successful closing of the construction loan for Park Lucero.
Catherine Thuringer, Trammell Crow Company
About Us
ABOUT TORREY PINES BANK

Torrey Pines Bank is a division of Western Alliance Bank, Member FDIC, the go-to bank for business in its growing markets. Founded in 2003, Torrey Pines Bank offers a full spectrum of deposit, lending, treasury management, international banking and online banking products and services, plus superior service to meet the needs of local businesses. With nine offices throughout San Diego and Los Angeles, along with Western Alliance Bank’s robust national platform of specialized financial services, the award-winning banking division is a valued partner for Southern California’s business, real estate, professional, municipal and nonprofit communities. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation (NYSE: WAL). One of the country’s top-performing banking companies, Western Alliance ranks #4 on the Forbes 2017 “Best Banks in America” list.