Manufacturing and distribution companies know how important it is to have the right resources at exactly the right time. Our experienced bankers can help you streamline your operation, with the responsiveness and efficiency that are key to helping your business stay ahead.



With a strong local commitment to manufacturing and distribution companies, backed by sizable national resources, Torrey Pines Bank offers a wide array of banking and financing solutions.  From simplifying capital investment decisions to optimizing liquidity, our customer-focused approach also means you get a dedicated, experienced relationship manager to help with all your unique banking needs.  

All offers of credit are subject to credit approval.

Checking and Savings

  • Simplify banking fees for checking 
  • Optimize transactions for better cash management 
  • Leverage technology for easy deposits
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Business Loans and Credit

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Equipment Finance

  • Streamline equipment finance
  • Finance upgrades and expansion through CAPEX lines of credit
  • Keep debt/equity ratios low through off-balance-sheet financing
  • Explore TRAC, Capital and Operating leases

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Treasury Management

  • Simplify your day-to-day banking
  • Accelerate receivables
  • Improve payment practices
  • Monitor and manage cash flow
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International Banking

  • Obtain commercial or standby letters of credit
  • Obtain pre-export financing
  • Finance export receivables with revolving lines of credit
  • Send and receive foreign currency 
  • Mitigate currency risk
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Many local and not-so-local banks were happy to work with us, but we saw in Western Alliance Bank not only the appetite to work with a dynamic, young business, but also a bank that could support our growth for years to come.
Daehee Park, Co-founder, Tuft & Needle
About Us

Torrey Pines Bank, a division of Western Alliance Bank, Member FDIC, helps business clients realize their ambitions. Founded in 2003, Torrey Pines Bank offers a full spectrum of loan, deposit and treasury management capabilities, plus superior service. With 10 offices throughout San Diego, Los Angeles and Orange County, along with Western Alliance Bank’s powerful array of specialized financial services, the banking division is a valued resource for Southern California’s business, real estate, professional, municipal and nonprofit communities. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation, with more than $50 billion in assets. Western Alliance is again #1 best-performing of the 50 largest public U.S. banks in the S&P Global Market Intelligence listing for 2020 and ranks high on the Forbes “Best Banks in America” list year after year.