Let us be your guide

Like a great concierge, we’re creative, resourceful and committed to delivering the right banking products and services to fit the unique needs of the hospitality and tourism industries from optimizing your working capital and liquidity to leveraging growth capital/venture debt.  At Torrey Pines Bank, we make it easier for you to focus on what matters most––your business and your customers.


With a strong local commitment to the hospitality and tourism industries, backed by sizable national resources, Torrey Pines Bank specializes in providing you with a full complement of banking solutions, with an unmatched level of expertise and responsiveness. Whether you’re building a resort from the ground up or need additional liquidity to meet increasing sales volume, our customer-focused approach also means you get a dedicated, experienced relationship manager to help with all your professional and personal banking needs.

*Loans and lines of credit are subject to credit approval.

As a division of Western Alliance Bank, we are able to serve business customers across the country through specialized financial services units that deliver niche products and services.


Checking and Savings

  • Simplify banking fees for checking
  • Optimize transactions for better cash management
  • Leverage technology for easy deposits
learn more

Business Loans and Credit

  • Enhance working capital and liquidity
  • Streamline access to secured loans
  • Facilitate commercial real estate and/or construction loans
  • Leverage corporate credit cards for better cash flow
learn more

Treasury Management

  • Simplify your day-to-day banking
  • Accelerate receivables
  • Improve payment practices
  • Monitor and manage seasonal cash flow
learn more

Equipment Financing

  • Streamline financing for furniture, fixtures and equipment
  • Finance upgrades and expansion through CAPEX lines of credit
  • Keep debt/equity ratios low through off-balance -sheet financing
  • Explore TRAC, Capital and Operating leases
learn more

International Banking

  • Obtain commercial or standby letters of credit
  • Obtain pre-export financing 
  • Finance export receivables with revolving lines of credit
  • Send and receive foreign currency
  • Mitigate currency risk
learn more
The bank understood the vision and viability of this project, and helped make it a reality.
Jeff Victor, President and General Manager, Fremont Street Experience
About Us

Torrey Pines Bank, a division of Western Alliance Bank, Member FDIC, helps business clients realize their ambitions. Founded in 2003, Torrey Pines Bank offers a full spectrum of loan, deposit and treasury management capabilities, plus superior service. With nine offices throughout San Diego and Los Angeles, along with Western Alliance Bank’s powerful array of specialized financial services, the banking division is a valued resource for Southern California’s business, real estate, professional, municipal and nonprofit communities. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation, with more than $50 billion in assets. Western Alliance is again #1 best-performing of the 50 largest public U.S. banks in the new S&P Global Market Intelligence listing for 2020 and ranks high on the Forbes “Best Banks in America” list year after year.