Torrey Pines Bank has strong expertise in helping hospitality and tourism businesses grow and thrive – from hotels to craft breweries, tour operators to private jet companies and more. We work with hospitality businesses in the country’s top visitor markets, and we’re proud to bank high-performing businesses that roll out the welcome mat every day.
Let us be your guide
Like a great concierge, we’re creative, resourceful and committed to delivering the right banking products and services to fit the unique needs of the hospitality and tourism industries from optimizing your working capital and liquidity to leveraging growth capital/venture debt. At Torrey Pines Bank, we make it easier for you to focus on what matters most––your business and your customers.
With a strong local commitment to the hospitality and tourism industries, backed by sizable national resources, Torrey Pines Bank specializes in providing you with a full complement of banking solutions, with an unmatched level of expertise and responsiveness. Whether you’re building a resort from the ground up or need additional liquidity to meet increasing sales volume, our customer-focused approach also means you get a dedicated, experienced relationship manager to help with all your professional and personal banking needs.
- Checking and Savings
- Business Loans and Credit
- Treasury Management
- Equipment Financing
- International Banking
As a division of Western Alliance Bank, we are able to serve business customers across the country through specialized financial services units that deliver niche products and services.
LEARN MORE ABOUT OUR RESORT FINANCE GROUPChecking and Savings
- Simplify banking fees for checking
- Optimize transactions for better cash management
- Leverage technology for easy deposits
Business Loans and Credit
- Enhance working capital and liquidity
- Streamline access to secured loans
- Facilitate commercial real estate and/or construction loans
- Leverage corporate credit cards for better cash flow
Treasury Management
- Simplify your day-to-day banking
- Accelerate receivables
- Improve payment practices
- Monitor and manage seasonal cash flow
Equipment Financing
- Streamline financing for furniture, fixtures and equipment
- Finance upgrades and expansion through CAPEX lines of credit
- Keep debt/equity ratios low through off-balance -sheet financing
- Explore TRAC, Capital and Operating leases
International Banking
- Obtain commercial or standby letters of credit
- Obtain pre-export financing
- Finance export receivables with revolving lines of credit
- Send and receive foreign currency
- Mitigate currency risk
The bank understood the vision and viability of this project, and helped make it a reality.Jeff Victor, President and General Manager, Fremont Street Experience
Torrey Pines Bank, a division of Western Alliance Bank, Member FDIC, helps business clients realize their ambitions. Founded in 2003, Torrey Pines Bank offers a full spectrum of loan, deposit and treasury management capabilities, plus superior service. With nine offices throughout San Diego and Los Angeles, along with Western Alliance Bank’s powerful array of specialized financial services, the banking division is a valued resource for Southern California’s business, real estate, professional, municipal and nonprofit communities. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation. One of the country’s top-performing banking companies, Western Alliance has ranked in the top 10 on the Forbes “Best Banks in America” list for five consecutive years, 2016-2020, and was named #1 best-performing of the 50 largest public U.S. banks for 2019 by S&P Global Market Intelligence.