Community Reinvestment Act

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At Torrey Pines Bank, striving to help the vibrant and diverse communities we serve sustain a high quality of life and long-term economic growth is an integral part of our business culture.

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Strengthening Our Communities

To advance economic growth, we believe every community should have access to quality education, safe and affordable housing, job opportunities, transportation and health care. Torrey Pines Bank takes great pride in our proactive and consistent lending and investments, grants and donations to underserved communities, low- and moderate-income individuals, and the nonprofits that serve them.

Nonprofit Assistance

Our commitment to growing Southern California’s nonprofit base is an essential value for Torrey Pines Bank. Members of our team actively support nonprofit organizations, often serving on multiple boards and committees.

Our approach to community reinvestment also is expressed through attractive business banking services tailored to the needs of community nonprofits. Through our Foundation, we offer program specific support to 501(c)(3) nonprofit organizations that have their depository accounts with Torrey Pines Bank. Torrey Pines Bank primarily focuses on organizations and programs that provide:

  • Affordable Housing for low- or moderate-income individuals
  • Community services targeted to low- or moderate-income individuals
  • Education for low-income and at-risk students
  • Economic Development
  • Revitalization or stabilization of low- or moderate-income areas
  • Human Services
  • Cultural and Artistic Enrichment in underserved communities

If you are interested in applying for a charitable donation, please contact your relationship banker or contact [email protected].

About Us

Torrey Pines Bank

Torrey Pines Bank, the Southern California division of Western Alliance Bank, Member FDIC, delivers relationship banking that puts clients at the center of everything. Founded in 2003, Torrey Pines Bank offers a full spectrum of tailored commercial banking solutions delivered with outstanding service. With offices throughout San Diego, Los Angeles and Orange County, Torrey Pines Bank is part of Western Alliance Bancorporation, which has more than $70 billion in assets. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. As a regional bank with significant national capabilities, Torrey Pines Bank delivers the reach, resources and local market expertise that make a difference for customers.