GROUNDBREAKING EXPERTISE

Our specialized warehouse lending team offers specific mortgage industry expertise, drawn from our extensive work in the sector, and market-tuned technology. Access to decision makers helps expedite your business in ever-changing markets. Rely on quick credit decisions so you can expand your business or approve new take-out investors. As you grow, our team works closely with you to accommodate your changing needs.

A TEAM OF WAREHOUSE LENDING EXPERTS

Our Mortgage Warehouse Lending Group has robust expertise working with independent, U.S. mortgage bankers, serving over 100 clients nationally, with more than $2 billion in total commitments.

  • Stephen_Curley-2018-240x240
    Stephen Curley
  • David Bernard, Western Alliance Bank
    David Bernard
  • Seth Davis, Western Alliance Bank
    Seth Davis
  • Wendy Obradovich, Western Alliance Bank
    Wendy Obradovich
  • Norman Scott, Western Alliance Bank, Mortgage Warehouse Lending Group
    Norman Scott
  • ABA-Mark-Roberts
    Mark Roberts
Stephen_Curley-2018-240x240
Stephen Curley
Executive Vice President

Mortgage Warehouse Lending, Corporate Office
(602) 952-5414
scurley@westernalliancebank.com



LEARN MORE ABOUT STEPHEN
David Bernard, Western Alliance Bank
David Bernard
Senior Vice President, Senior Loan Officer

Mortgage Warehouse Lending, California & National
(818) 532-7616
dbernard@westernalliancebank.com



LEARN MORE ABOUT DAVID
Seth Davis, Western Alliance Bank
Seth Davis
Senior Vice President, Senior Loan Officer

Mortgage Warehouse Lending, Note Financing
(602) 952-5468
sdavis@westernalliancebank.com



LEARN MORE ABOUT SETH
Wendy Obradovich, Western Alliance Bank
Wendy Obradovich
Vice President, Sales Officer

Mortgage Warehouse Lending
Southern California, Arizona & Nevada
(949) 233-7353
wobradovich@westernalliancebank.com



Norman Scott, Western Alliance Bank, Mortgage Warehouse Lending Group
Norman 'Scotty' Scott
Vice President, Banker

Mortgage Warehouse Lending, Northeast
(646) 208-1174
nscott@westernalliancebank.com



ABA-Mark-Roberts
Mark Roberts
Vice President, Note Financing

Mortgage Warehouse Lending, Eastern United States
Office: (602) 952-5462
Cell: (810) 602-7881
mroberts@westernalliancebank.com



OUR DIFFERENCE

Western Alliance Bank's Mortgage Warehouse Lending Group is a national lender offering warehouse lines with customized solutions to meet the individual needs of each borrowers’ origination strategy and funds to a wide array of take-out investors.

As a division of Western Alliance Bank, one of the country’s top-performing banking companies and the go-to business bank, our clients appreciate:

  • Robust lending capacity and services
  • Responsive decision-making
  • Highly-competitive terms
  • Access to executive management
  • High-level efficiency to accommodate clients needs in fluid markets


MORTGAGE WAREHOUSE LENDING SOLUTIONS

Solutions Overview

Western Alliance Bank is a national lender offering warehouse lines with customized solutions to meet the individual needs of each borrowers’ origination strategy and funds to a wide array of take-out investors. Mortgage bankers will appreciate our custom investor approval, flexible funding and high-touch personal attention, including one-on-one onsite training.

Reliable loans and lines of credit include Funds Agency, FHA / VA / USDA, jumbo, bond loans, Non QM, reverse mortgages, piggy-back second mortgages, standalone second mortgages and more. Our customer-focused approach delivers the personalized service of a more specialized bank, alongside the strong capital and significant know-how you expect of a larger institution.

DOWNLOAD SOLUTIONS OVERVIEW
Loan Types

We offer traditional mortgage warehouse lines up to $50 million as well as mortgage servicing rights (MSR) financing facilities, note financing facilities, custodial deposit services, treasury management and more.

  • Agency/Conforming
  • Jumbo
  • Non-QM
  • Home Affordable Refinance Program (HARP)
  • Bond Loans
  • Second Mortgages
  • Reverse Mortgages
Mortgage Servicing Rights (MSR)

Western Alliance Bank offers Mortgage Servicing Rights (MSR) financing facilities that provide you flexible and powerful access to capital.

  • Developed to help mortgage originators leverage their Mortgage Serving Rights
  • Offers lines that leverage Fannie Mae, Freddie Mac and Ginnie Mae collateral
  • Provides flexible structures to accommodate originators’ MSR retention strategy. MSR lines of credit provide an interest-only draw period followed by term finance
Note Financing

In an industry where speed and efficiency are key, our flexible note financing facilities may be the power tool you need for quick access to capital.

  • Focused towards private debt funds to solve cash management disruptions between sources and uses of investor capital and deal flow
  • Offers lines to borrowers with a commensurate amount of equity
  • Dependable execution with fast and flexible daily funding. Provides customers a highly efficient source of capital tailored to the quick-close business model of private loan origination
Western Alliance Bank is a pioneer in mortgage servicing rights (MSR) lending, but it's way more than that. We're moving deposits over, looking at a revolving line of credit and they just financed a building we bought in Las Vegas. I cherish where the relationship is going because I haven't experienced that in the banking world.
Rick Arvielo, CEO, New American Funding
Mortgage Warehouse Lending
About Us

Western Alliance Mortgage Warehouse Lending, a specialized group within Western Alliance Bank, Member FDIC, provides financing to well-qualified mortgage bankers with an unmatched level of expertise and responsiveness. The group’s team of leading professionals has extensive industry experience and serves over 100 clients with more than $2 billion in total commitments providing traditional warehouse finance, MSR financing and note financing. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation, one of the country’s top-performing banking companies. Western Alliance is ranked #1 regional bank by S&P Global Market Intelligence for 2018 and in the top 10 on the Forbes “Best Banks in America” list for four consecutive years, 2016-2019. A national presence with a regional footprint, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide.


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