GROUNDBREAKING EXPERTISE
Our specialized warehouse lending team offers specific mortgage industry expertise, drawn from our extensive work in the sector, and market-tuned technology. Access to decision makers helps expedite your business in ever-changing markets. Rely on quick credit decisions so you can expand your business or approve new take-out investors. As you grow, our team works closely with you to accommodate your changing needs.
A TEAM OF WAREHOUSE LENDING EXPERTS
Our Mortgage Warehouse Lending Group has robust expertise working with independent, U.S. mortgage bankers, serving over 100 clients nationally.

Division President
Mortgage Warehouse Lending, Corporate Office
(602) 952-5414
scurley@westernalliancebank.com
LEARN MORE ABOUT STEPHEN

Senior Vice President, Senior Loan Officer
Mortgage Warehouse Lending, California & National
(818) 532-7616
dbernard@westernalliancebank.com
LEARN MORE ABOUT DAVID

Senior Vice President, Senior Loan Officer
Mortgage Warehouse Lending, Note Financing
(602) 952-5468
sdavis@westernalliancebank.com
LEARN MORE ABOUT SETH

Senior Vice President, Commercial Banking
Mortgage Warehouse Lending
(720) 261-5774
jschachterle@westernalliancebank.com
LEARN MORE ABOUT JENNIFER

Senior Vice President, Commercial Banking

Vice President, Sales Officer
Mortgage Warehouse Lending
Southern California, Arizona & Nevada
(949) 233-7353
wobradovich@westernalliancebank.com

Vice President, Banker

Vice President, Note Financing
Mortgage Warehouse Lending, Eastern United States
Office: (602) 952-5462
Cell: (810) 602-7881
mroberts@westernalliancebank.com
Western Alliance Bank's Mortgage Warehouse Lending Group is a national lender offering warehouse lines with customized solutions to meet the individual needs of each borrowers’ origination strategy and funds to a wide array of take-out investors.
As a division of Western Alliance Bank, one of the country’s top-performing banking companies and the go-to business bank, our clients appreciate:
- Robust lending capacity and services
- Responsive decision-making
- Highly-competitive terms
- Access to executive management
- High-level efficiency to accommodate clients needs in fluid markets
MORTGAGE WAREHOUSE LENDING SOLUTIONS
Western Alliance Bank is a national lender offering warehouse lines with customized solutions to meet the individual needs of each borrowers’ origination strategy and funds to a wide array of take-out investors. Mortgage bankers will appreciate our custom investor approval, flexible funding and high-touch personal attention, including one-on-one onsite training.
Reliable loans and lines of credit include Funds Agency, FHA / VA / USDA, jumbo, bond loans, Non QM, reverse mortgages, piggy-back second mortgages, standalone second mortgages and more. Our customer-focused approach delivers the personalized service of a more specialized bank, alongside the strong capital and significant know-how you expect of a larger institution.
We offer traditional mortgage warehouse lines up to $50 million as well as mortgage servicing rights (MSR) financing facilities, note financing facilities, custodial deposit services, treasury management and more.
- Agency/Conforming
- Jumbo
- Non-QM
- Home Affordable Refinance Program (HARP)
- Bond Loans
- Second Mortgages
- Reverse Mortgages
Western Alliance Bank offers Mortgage Servicing Rights (MSR) financing facilities that provide you flexible and powerful access to capital.
- Developed to help mortgage originators leverage their Mortgage Serving Rights
- Offers lines that leverage Fannie Mae, Freddie Mac and Ginnie Mae collateral
- Provides flexible structures to accommodate originators’ MSR retention strategy. MSR lines of credit provide an interest-only draw period followed by term finance
In an industry where speed and efficiency are key, our flexible note financing facilities may be the power tool you need for quick access to capital.
- Provides financing to institutional debt funds to solve cash management disruptions between sources and uses of investor capital and deal flow.
- Offers fast, dependable, and flexible daily funding across multiple real estate secured note asset classes.
- Targets lines to borrowers who maintain a commensurate amount of equity.*
- Provides customers with a highly efficient source of capital tailored to the quick-close business model of private loan origination.
*All offers are subject to credit approval
Western Alliance Bank is a pioneer in mortgage servicing rights (MSR) lending, but it's way more than that. We're moving deposits over, looking at a revolving line of credit and they just financed a building we bought in Las Vegas. I cherish where the relationship is going because I haven't experienced that in the banking world.Rick Arvielo, CEO, New American Funding
Western Alliance Mortgage Warehouse Lending, a specialized group within Western Alliance Bank, Member FDIC, provides financing to well-qualified mortgage bankers with an unmatched level of expertise and responsiveness. Led by experienced senior industry executives, the team serves over 100 clients providing traditional Warehouse Banking, MSR and Note Financing and Mortgage Purchasing Programs. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation, one of the country’s top-performing banking companies. Western Alliance has ranked in the top 10 on the Forbes “Best Banks in America” list for five consecutive years, 2016-2020, and was named #1 best-performing of the 50 largest public U.S. banks for 2019 by S&P Global Market Intelligence. A national presence with a regional footprint, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide.