GROUNDBREAKING EXPERTISE

Our specialized mortgage teams offer specific mortgage industry expertise drawn from our extensive work in warehouse lending, note financing and correspondent mortgage solutions – along with market-tuned technology and superior customer service capabilities. Access to decision-makers delivers quick credit decisions, and our fast-moving prior eligibility reviews on the mortgages you underwrite supports your liquidity goals. As you grow, our teams work closely with you to accommodate your changing needs.

A TEAM OF MORTGAGE SERVICES SPECIALISTS

Our Specialized Mortgage Services group is led by senior industry executives with robust expertise working with banks, credit unions, residential mortgage originators and independent mortgage bankers nationally.

  • Stephen_Curley-2018-240x240
    Stephen Curley
  • David Bernard, Western Alliance Bank
    David Bernard
  • jim-karr
    Jim Karr
  • Jennifer Schachterle, Western Alliance Bank's Mortgage Warehouse Lending Group
    Jennifer Schachterle
  • ABA-Mark-Roberts
    Mark Roberts
  • Norman Scott, Western Alliance Bank, Mortgage Warehouse Lending Group
    Norman Scott
Stephen_Curley-2018-240x240
Stephen Curley
Division President

Specialized Mortgage Services
(602) 952-5414
[email protected]



LEARN MORE ABOUT STEPHEN
David Bernard, Western Alliance Bank
David Bernard
Managing Director

Specialized Mortgage Services
(818) 532-7616
[email protected]



LEARN MORE ABOUT DAVID
jim-karr
Jim Karr
Senior Director, National Sales Manager

Correspondent Mortgage Solutions
(626) 390-8534
[email protected]



LEARN MORE ABOUT JIM
Jennifer Schachterle, Western Alliance Bank's Mortgage Warehouse Lending Group
Jennifer Schachterle
Senior Vice President, Commercial Banking

Mortgage Warehouse Lending
(720) 261-5774
[email protected]



LEARN MORE ABOUT JENNIFER
ABA-Mark-Roberts
Mark Roberts
Vice President, Commercial Banking

Mortgage Warehouse Lending, Eastern United States
Office: (602) 952-5462
Cell: (810) 602-7881
[email protected]



Norman Scott, Western Alliance Bank, Mortgage Warehouse Lending Group
Norman 'Scotty' Scott
Vice President, Commercial Banking

Mortgage Warehouse Lending, Northeast
(646) 208-1174
[email protected]



OUR DIFFERENCE

Part of Western Alliance Bank, our Specialized Mortgage Services group offers customized solutions delivered with exceptional service to meet the individual needs of each client.

Western Alliance Bank is one of the country’s top-performing banking companies and the go-to business bank for mortgage companies. Our clients appreciate:

  • Robust lending capacity and top-tier services
  • Responsive decision-making
  • Highly competitive terms
  • Access to executive management
  • High-level efficiency to accommodate clients’ needs in fluid markets
Learn More


Specialized Mortgage Services

Solutions Overview

Western Alliance Bank offers end-to-end services and tools for mortgage bankers and originators including a specialized program of Non-QM and Non-Agency loan purchasing, warehouse lines of credit, as well as Note Financing and MSR Financing.

With our buy-and-hold approach to correspondent loan investment, clients can access an assured source of funding and liquidity. We also offer a range of warehouse lines of varying sizes, customized to the needs of your business. Our customer-focused approach delivers the personalized service of a more specialized bank, alongside the strong capital and significant know-how you expect of a larger institution.

Correspondent Mortgage Solutions

Our Correspondent Mortgage Solutions team invests in specialized loans to help residential mortgage originators broaden liquidity and expand loan volume. Through our wholly owned portfolio program, our bankers can customize mortgage parameters for your business, unrestricted by standard securitization guidelines.

Types of loans:

  • Jumbo
  • Expanded Non-Agency
  • Debt Service Coverage Ratio (DSCR) for Investment Properties
  • Asset-Qualified
  • Bank Statement Documentation (Complex Income, Self-Employed)
  • Scratch and Dent
  • Interest-Only
LEARN MORE >
Mortgage Warehouse Lending

Our Mortgage Warehouse Lending team provides flexible funding lines up to $50 million, custom investor approval and individualized customer services including one-on-one onsite training.

Loan types we offer:

  • Agency/Conforming
  • Jumbo
  • Non-QM
  • Home Affordable Refinance Program (HARP)
  • Bond Loans
  • Second Mortgages
  • Reverse Mortgages
Mortgage Servicing Rights (MSR)

Western Alliance Bank offers Mortgage Servicing Rights (MSR) financing facilities that provide you flexible and powerful access to capital.

  • Developed to help mortgage originators leverage their Mortgage Serving Rights
  • Offers lines that leverage Fannie Mae, Freddie Mac and Ginnie Mae collateral
  • Provides flexible structures to accommodate originators’ MSR retention strategy. MSR lines of credit provide an interest-only draw period followed by term finance
Note Financing

In an industry where speed and efficiency are key, our flexible note financing facilities may be the power tool you need for quick access to capital.

  • Provides financing to institutional debt funds to solve cash management disruptions between sources and uses of investor capital and deal flow.
  • Offers fast, dependable, and flexible daily funding across multiple real estate secured note asset classes.
  • Targets lines to borrowers who maintain a commensurate amount of equity.*
  • Provides customers with a highly efficient source of capital tailored to the quick-close business model of private loan origination.

* All offers are subject to credit approval.

Western Alliance was the first bank interested in providing us with more things we need outside the focus of the original relationship. It's refreshing to have a banking partner that is not a one-trick pony.
Rick Arvielo, CEO, New American Funding
SPECIALIZED MORTGAGE SERVICES
About Us

Western Alliance Specialized Mortgage Services, a national banking group within Western Alliance Bank, Member FDIC, specializes in providing comprehensive funding resources to mortgage originators and independent mortgage bankers and delivers a high level of expertise and responsiveness. Led by experienced senior industry executives, the team provides traditional Warehouse Lending, MSR and Note Financing. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation, with more than $50 billion in assets. The bank is again #1 best-performing of the 50 largest public U.S. banks in the new S&P Global Market Intelligence listing for 2020 and ranks high on the Forbes “Best Banks in America” list year after year. Serving clients across the country wherever business happens, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide.