OUR EXPERTISE

Correspondent business partners benefit from our team’s extensive experience in Non-QM and Non-Agency loan purchases, and our commitment to forging exceptional customer relationships. These capabilities are part of Western Alliance’s strong expertise in a range of specialized mortgage services, including mortgage warehouse lending. Importantly, our reputation as one of the best banks in the country is a match for the confidence and trust your residential mortgage clients have in you.

CORRESPONDENT MORTGAGE SOLUTIONS EXPERTS

  • jim-karr
    Jim Karr
  • bob-switzer
    Bob Switzer
  • colleen-cawley
    Colleen Cawley
  • brideen-gallagher
    Brideen Gallagher
  • scott-vieregg
    Scott Vieregg
jim-karr
Jim Karr
Senior Director, National Sales Manager

Correspondent Mortgage Solutions
(626) 390-8534
[email protected]



LEARN MORE ABOUT JIM
bob-switzer
Bob Switzer
Residential Mortgage Trader

Correspondent Mortgage Solutions
(480) 384-3863
[email protected]



LEARN MORE ABOUT BOB
colleen-cawley
Colleen Cawley
Vice President, Business Development

Correspondent Mortgage Solutions
(610) 405-6213
[email protected]



LEARN MORE ABOUT COLLEEN
brideen-gallagher
Brideen Gallagher
Vice President, Business Development

Correspondent Mortgage Solutions
(610) 745-6524
[email protected]



LEARN MORE ABOUT BRIDEEN
scott-vieregg
Scott Vieregg
Vice President, Business Development

Correspondent Mortgage Solutions
(206) 300-1161
[email protected]



LEARN MORE ABOUT SCOTT
OUR SOLUTIONS

Correspondent Mortgage Solutions offers customized funding tailored to meet the needs of residential mortgage lenders around the country through a selection of specialized loan purchase programs.

Our buy-and-hold approach provides the flexibility you need to make funding decisions with superior responsiveness and agility. As a full-service bank designed for business, we’re focused on helping your company serve your customers and meet your goals.

Types of Residential Loan Programs and Solutions:

  • • Jumbo Prime
  • • Expanded Non-Agency
  • • Streamlined
  • • Bank Statement Documentation for self-employed borrowers
  • • Asset Qualifier
  • • Debt Service Coverage Ratio (DSCR)
  • • Investment Transaction
  • • Scratch and Dent
  • • Interest Only
  • • Exception customization for the right borrower that doesn’t fit program guidelines

Benefits to Mortgage Lenders

Access an Assured Source of Funding and Liquidity
  • Western Alliance Bank’s portfolio program delivers reliable solutions unrestricted by standard securitization guidelines.
  • Our relationship managers work with you to customize mortgage parameters for your individual business profile and strategic needs.
Lend to a Broader Diversity of Borrowers
  • Our funding approach offers extensive options for Non-QM and Non-Agency circumstances.
  • We understand complex Non-Agency borrower situations, and we’re operationally equipped with a process that gives your staff the tools needed to deliver efficient and reliable decisions to your borrowers.
Confident Non-Agency and Non-QM Decision-making
  • Our systems integrate with industry-leading Product & Pricing Engines (PPE).
  • We offer simplified prior-to-close program eligibility review and easy-to-navigate documentation requirements.
  • Our online portal, MortgageVue, offers innovative program qualification tools, exception capabilities, scenarios and access to product brochures, program guidelines and other resources.
Give Your Customers Peace of Mind and an Outstanding Experience
  • By choosing Western Alliance Bank, you offer your residential mortgage customers the peace of mind that comes with a quality banking resource to hold and service this key personal asset.
  • Your clients also will experience the excellent customer service Western Alliance is known for.
Find Ready Answers and Full Support
  • We have decades of industry experience and a culture of accessibility and responsiveness.
  • Our complete mortgage platform provides end-to-end solutions you and your customers can count on.
SPECIALIZED MORTGAGE SERVICES
About Us

Western Alliance Specialized Mortgage Services, a national banking group within Western Alliance Bank, Member FDIC, specializes in providing comprehensive funding resources for the mortgage industry and delivers a high level of expertise and responsiveness. Led by experienced senior industry executives, the team provides traditional Warehouse Lending, MSR and Note Financing and Correspondent Mortgage Solutions. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation, with approximately $50 billion in assets. The bank is again #1 best-performing of the 50 largest public U.S. banks in the new S&P Global Market Intelligence listing for 2020 and ranks high on the Forbes “Best Banks in America” list year after year. Serving clients across the country wherever business happens, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide.