Advantages of Western Alliance

Our HOA loan team is solely dedicated to community lending. As a result, we can be flexible when looking at difficult or unique situations, and can often find creative solutions for HOAs, CICs and PUDs that have been turned down by other banks. We draw on effective systems and specialized products created exclusively for the community management industry to meet your individual needs. And we offer flexible loan structures and competitive rates, plus an expedited, hassle-free loan evaluation process.

Experience Makes the Difference

As a leading HOA, CIC and PUD banking resource, we understand your complex finance situation and the unique nature of HOA loans. We offer in-depth industry knowledge, advanced technology solutions and a commitment to superior service. This customer-focused approach means you get a dedicated, experienced relationship manager—and a single point of contact—to help with all your HOA lending needs.

Craig Huntington, Western Alliance Bank
Craig Huntington
President, Alliance Association Bank

Direct: 702-252-6498
Toll Free: 1-888-734-4567


Whether you need to fund a construction project all at once, pay insurance premiums ahead of time or make improvements not covered by insurance, we have an HOA loan product that’s right for you, including:

  • Construction Lines of Credit
  • Term Loans
  • Disaster Recovery Lines of Credit

The types of projects we finance include:

  • Deferred Maintenance Projects
  • Common Area Improvements
  • Construction Defect Repair
  • Insurance Premium Financing

All offers of credit are subject to credit approval.

Alliance Association Bank
About Us

Alliance Association Bank, a division of Western Alliance Bank, provides financing solutions to the growing community management and homeowner association industries with an unmatched level of expertise and responsiveness. Catering to the needs of the homeowner association industry, the organization offers a wide range of innovative products and services designed to create efficiencies, reduce costs and increase revenue. The division’s team of leading professionals has significant industry experience, manages more than $3 billion in deposits and has structured and closed over $450 million in loans. Western Alliance Bank, Member FDIC, is the primary subsidiary of Phoenix-based Western Alliance Bancorporation, one of the country’s top-performing banking companies. Western Alliance is ranked #1 regional bank by S&P Global Market Intelligence for 2018 and in the top 10 on the Forbes “Best Banks in America” list for four consecutive years, 2016-2019. A national presence with a regional footprint, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide.