Advantages of Western Alliance

Our HOA loan team is solely dedicated to community lending. As a result, we can be flexible when looking at difficult or unique situations, and can often find creative solutions for HOAs, CICs and PUDs that have been turned down by other banks. We draw on effective systems and specialized products created exclusively for the community management industry to meet your individual needs. And we offer flexible loan structures and competitive rates, plus an expedited, hassle-free loan evaluation process.

Experience Makes the Difference

As a leading HOA, CIC and PUD banking resource, we understand your complex finance situation and the unique nature of HOA loans. We offer in-depth industry knowledge, advanced technology solutions and a commitment to superior service. This customer-focused approach means you get a dedicated, experienced relationship manager—and a single point of contact—to help with all your HOA lending needs.

Craig Huntington, Western Alliance Bank
Craig Huntington
President, Alliance Association Bank

Direct: 702-252-6498
Toll Free: 1-888-734-4567


Whether you need to fund a construction project all at once, pay insurance premiums ahead of time or make improvements not covered by insurance, we have an HOA loan product that’s right for you, including:

  • Construction Lines of Credit
  • Term Loans
  • Disaster Recovery Lines of Credit

The types of projects we finance include:

  • Deferred Maintenance Projects
  • Common Area Improvements
  • Construction Defect Repair
  • Insurance Premium Financing

All offers of credit are subject to credit approval.