Loans & lines of credit

Whether you’re starting, growing or expanding your business, we provide many choices for the funding you need for any business expense or opportunity—expected or unexpected.

Commercial Real Estate Loans

Purchase, refinance or improve real property for your business or investment portfolio. Choose from our wide range of commercial real estate loans, and take advantage of a highly streamlined approval process that helps you react quickly when opportunities arise.

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Corporate Finance

No resource is more important to growing businesses than ready access to capital. The experienced leadership team of Western Alliance Corporate Finance provides corporations and institutional investors with funding for acquisitions, growth capital and project finance transactions. We invest in the syndicated loan asset class and syndicate senior debt transactions originated by Western Alliance Bank. We offer:

  • The ability to agent and distribute larger loans, with robust syndication capabilities.
  • Private placements of junior debt.
Western Alliance bankers have the authority and acumen to make timely decisions on financing solutions designed to answer our clients’ individual capital requirements. Our knowledge and capacity to provide the optimal corporate debt structure for your organization position Western Alliance Bank as an ideal resource to help facilitate your business goals.

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Commercial Credit Cards

Get a generous revolving line of credit with flexible billing options, to help manage business expenses and time more effectively, and cover unforeseen business expenses.

Visa® Commercial Credit Card

Offering tailored lines of credit, our Visa Commercial Credit Card is a multi-faceted tool for purchases and payables, with an easy-to-use online platform to simplify the management of business expenses.

Visa® Commercial Plus Credit Card

Our Visa Commercial Plus Credit Cards adds rewards – for you or for your employees – to our hard-working commercial credit card program, including tailored lines of credit and online management capabilities.

Equipment Finance

Choose from a comprehensive range of equipment leasing tools and financing options. Off-balance-sheet financing, plus Capital and Terminal Rental Adjustment Clause (TRAC) Leases, give our loan officers even more financing alternatives.

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Revolving Lines of Credit

Give your business the ability to borrow, repay and borrow again up to the original amount committed by us throughout the life of a loan. Fund seasonal changes in inventory and receivables, take advantage of vendor discounts or meet unexpected cash needs.

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Secured Loans

We offer customized repayment terms and competitive pricing, plus the expertise of our loan officers to help you make the right decision. These business loans require an asset for collateral, and you can use them to fund equipment purchases, finance real estate, extend working capital or restructure debt.

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Small Business Administration (SBA) Loans

Choose from a wide range of SBA financing options, with programs for unique business requirements, fast loan approval and long-term financing for major asset purchases.

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Specialty Financing & Banking

In addition to our full-service banking divisions, Western Alliance Bank serves business customers across the country through specialized financial services units that deliver niche products and services.

  • Resort Finance

    We can provide the finance products and expertise you need to build a brand-new resort, or buy or expand a legacy resort. Our experienced funding team ensures a smooth, timely financing process, from budget approval to business loan funding.

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  • Mortgage Warehouse Lending

    Well-qualified mortgage bankers can take advantage of custom investor approval, flexible funding and high-touch personal attention. We offer mortgage warehouse line sizes up to $50 million, plus mortgage servicing rights (MSR) financing facilities, note financing facilities, custodial deposit services, treasury management and more.

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  • Hotel Franchise Finance

    Western Alliance Hotel Franchise finance offers tailored banking solutions to U.S.-based select-service hotel operators. Our robust lending capacity supports a broad array of financing options for hotel owners and operators, including solutions for acquisitions, ground-up construction, expansions, renovations and more.

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  • Technology Finance

    Our flexible technology finance solutions cover every stage of a technology company’s growth—from startup funding to IPO to exit—to help entrepreneurs bring their innovations to market. We have deep connections to the greater business community, including relationships with firms that provide venture capital and private equity investments.

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  • Public & Nonprofit Finance

    Get a strong, reliable source of financing for your municipality or nonprofit organization. We offer a comprehensive portfolio of fixed- and variable-rate business loans, plus the expert guidance of public finance professionals.

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  • Corporate Finance

    Corporations and institutional investors can obtain funding for acquisitions, growth capital and project finance transactions. We have the ability to agent and distribute larger loans, with syndication capabilities for large-scale business lending.

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  • Life Sciences Group

    Our Life Sciences Group (LSG) understands the unique challenges our client companies face bringing their products from the lab to market. Whether biotechnology, medical devices, or pharma, these companies can face uncertainties that would make less experienced bankers balk.

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  • Homeowner Associations (HOA) Finance

    Take advantage of customized financial solutions for HOAs, Common Interest Developments (CIDs) or Planned Unit Developments (PUDs). Enjoy no-fee credit card payment options, secure deposit services with a competitive rate of return and superior customer service.

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  • Equity Fund Resources

    The Equity Fund Resources (EFR) group is a central hub for the venture capital and private equity communities, acting as a resource and providing services for investment funds and their portfolio companies.

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