Our expert bankers understand the unique and complex banking and financing needs of HOAs and companies focused on community management. While every organization is different, we draw on effective systems and specialized products created exclusively for the community management industry to meet your individual needs.
Experience Makes the Difference
As a leading HOA, CIC and PUD banking resource, we understand your complex finance situation and the unique nature of HOA banking needs. Our customer-focused approach means you get a dedicated, experienced relationship manager—and a single point of contact—to help with all your HOA banking needs.
Alliance Association Bank is a division of Western Alliance Bank that focuses exclusively on serving HOAs and the community management industry. We offer a wide range of Deposit Accounts specially designed to serve the needs of HOAs, CIDs and PUDs, including:
- HOA Checking & Interest Checking
- HOA Money Market Market
- HOA Insured Cash Sweep (IC) & Money Market
- HOA Certificates of Deposit (CDs)1
- HOA CDARS CDs2
1Early withdrawal penalties may apply. 2Placement of funds is subject to terms, conditions and disclosures set forth in the agreements. Limits and customer eligibility criteria apply. Certificate of Deposit Registry System and CDARS are registered service marks of Promontory Interfinancial Network, LLC.
Whether you need to fund a construction project all at once, pay insurance premiums ahead of time or make improvements not covered by insurance, we have an HOA loan product that’s right for you, including:
- Construction Lines of Credit
- Term Loans
- Disaster Recovery Lines of Credit
The types of projects we finance include:
- Deferred Maintenance Projects
- Common Area Improvements
- Construction Defect Repair
- Insurance Premium Financing
All offers of credit are subject to credit approval.
Comprehensive treasury management services for your Homeowners Association (HOA), Common Interest Development (CID) or Planned Unit Development (PUD). These services help you efficiently collect receivables, manage payables, monitor account activity and maximize investments—all to make your cash work harder for you.
- Online Banking
- Remote Deposit
- Automatic Account Reconciliation
- Automated Clearing House (ACH)
- Assessment Payment Services
The services promised have proven to be the services delivered. We look forward to a long and mutually successful relationship.Christiaan P. Melson, CFM Management Services
With more than $25 billion in assets, Western Alliance Bancorporation (NYSE:WAL) is one of the country’s top-performing banking companies. The company has ranked in the top 10 on the Forbes “Best Banks in America” list for five consecutive years, 2016-2020, and was named #1 best-performing of the 50 largest public U.S. banks for 2019 by S&P Global Market Intelligence. Its primary subsidiary, Western Alliance Bank, Member FDIC, helps business clients realize their ambitions with local teams of experienced bankers who deliver superior service and a full spectrum of customized loan, deposit and treasury management capabilities. Business clients also benefit from a powerful array of specialized financial services that provide strong expertise and tailored solutions for a wide variety of industries and sectors. A national presence with a regional footprint, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide.