Unmatched Expertise

Our expert bankers understand the unique and complex banking and financing needs of HOAs and companies focused on community management.  While every organization is different, we draw on effective systems and specialized products created exclusively for the community management industry to meet your individual needs.

Experience Makes the Difference

As a leading HOA, CIC and PUD banking resource, we understand your complex finance situation and the unique nature of HOA banking needs. Our customer-focused approach means you get a dedicated, experienced relationship manager—and a single point of contact—to help with all your HOA banking needs.

Meet our HOA Banking Team

  • Stacy Dyer, Alliance Association Bank
    Stacy Dyer
  • Craig Lee Huntington, Alliance Association Bank
    Craig Lee Huntington
  • Joanne Haluska, Alliance Association Bank
    Joanne Haluska
  • Steve Curley, Alliance Association Bank
    Stephen Curley
Stacy Dyer, Alliance Association Bank
Stacy Dyer
Senior Managing Director,
East Region
Craig Lee Huntington, Alliance Association Bank
Craig Lee Huntington
Senior Managing Director,
West Region
Joanne Haluska, Alliance Association Bank
Joanne Haluska
Senior Managing Director,
Central Region
Steve Curley, Alliance Association Bank
Stephen Curley
Division President
HOA & COMMUNITY BANKING TOOLS

As the premier banking resource for homeowner associations and management companies, Alliance Association Bank offers a comprehensive suite of HOA banking tools that are tailored to meet the financial needs of the community association management industry. Contact one of our expert bankers to learn how we can help your team create efficiencies, reduce costs, and increase revenue.


All offers of credit are subject to credit approval.

Learn more about Alliance Association Bank
HOA Deposit Solutions

Alliance Association Bank is a division of Western Alliance Bank that focuses exclusively on serving HOAs and the community management industry. We offer a wide range of Deposit Accounts specially designed to serve the needs of HOAs, CIDs and PUDs, including:

  • HOA Checking & Interest Checking
  • HOA Money Market Market
  • HOA Insured Cash Sweep (IC) & Money Market
  • HOA Certificates of Deposit (CDs)1
  • HOA CDARS CDs2

LEARN MORE

1. Early withdrawal penalties may apply.
2. Funds participating in the program are deposited into deposit accounts at participating banks, which are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 for each category of legal ownership, including any other balances a bank customer may hold directly or through other intermediaries, including broker-dealers. The total amount of FDIC insurance in an account depends on the number of banks in the program. If the balance in the account is greater than the FDIC insurance coverage in the program, any excess funds will not be insured. Customers should read the Program Terms and Conditions carefully before depositing money into the program and for other important customer disclosures and information. To assure their FDIC coverage, customers should regularly review banks in which their funds have been deposited, and notify the sending bank immediately if the customer does not want to allocate funds to a particular bank or banks. CDARS and ICS are registered service marks of Promontory Interfinancial Network, LLC. Subject to terms, conditions and disclosures set forth in the agreements. Limits and customer eligibility criteria apply.

HOA Loans & Credit

Whether you need to fund a construction project all at once, pay insurance premiums ahead of time or make improvements not covered by insurance, we have an HOA loan product that’s right for you, including:

  • Construction Lines of Credit
  • Term Loans
  • Emergency Lines of Credit

The types of projects we finance include:

  • Deferred Maintenance Projects
  • Common Area Improvements
  • Construction Defect Repair
  • Insurance Premium Financing

LEARN MORE

All offers of credit are subject to credit approval.

HOA Treasury Management Tools1

Comprehensive treasury management services for your Homeowners Association (HOA), Common Interest Development (CID) or Planned Unit Development (PUD). These services help you efficiently collect receivables, manage payables, monitor account activity and maximize investments—all to make your cash work harder for you.

  • Online Banking2
  • Lockbox
  • Remote Deposit3
  • Automatic Account Reconciliation
  • Automated Clearing House (ACH)4
  • Assessment Payment Services

LEARN MORE

1. All offers of credit subject to approval. Some products and services may be subject to prior approval or fees. Please contact a Relationship Manager for additional details that may apply based on products and services selected.
2. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information.
3. A Business Checking account required. Other related fees may apply. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information. Funds deposited through Remote Deposit Capture will follow Western Alliance Bank’s funds availability policy as outlined in the Deposit Account Agreement Disclosure.
4. This functionality is based on the National Automated Clearinghouse Association (NACHA) 2017 rule adopting Same Day ACH Origination Solution as amended in 2020. Requires enrollment in Business Online Banking. Some products and services may be subject to prior approval or fees. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.

There are a handful of banks that represent themselves as HOA banks, but Alliance Association Bank does what they do better than anyone else because it is their true specialization.
Chris Harrison, Chief Operating Officer & Partner, Goodwin Management, Inc., which currently manages more than 220 homeowner associations in Texas
About Us

With more than $30 billion in assets, Western Alliance Bancorporation (NYSE:WAL) is one of the country’s top-performing banking companies. The company has ranked in the top 10 on the Forbes “Best Banks in America” list for five consecutive years, 2016-2020, and was named #1 best-performing of the 50 largest public U.S. banks for 2019 by S&P Global Market Intelligence. Its primary subsidiary, Western Alliance Bank, Member FDIC, helps business clients realize their ambitions with local teams of experienced bankers who deliver superior service and a full spectrum of customized loan, deposit and treasury management capabilities. Business clients also benefit from a powerful array of specialized financial services that provide strong expertise and tailored solutions for a wide variety of industries and sectors. A national presence with a regional footprint, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide.