EXPERTISE THAT ISN’T A GAMBLE

Our gaming industry experts offer tailored solutions for mergers and acquisitions, expansions and capital projects, as well as restructuring. We have a proven ability to execute and we take a long-term, thoughtful approach through market cycles to offer our clients innovative and flexible capital structures.

MEET OUR GAMING INDUSTRY BANKING EXPERTS

  • PhilPotamitis-web
    Philip Potamitis
  • AshanPerera-web
    Ashan Perera
  • Laura Linton, Western Alliance Bank Gaming Finance
    Laura Linton
PhilPotamitis-web
Philip Potamitis
Senior Managing Director, Commercial Banking
AshanPerera-web
Ashan Perera
Managing Director
Laura Linton, Western Alliance Bank Gaming Finance
Laura Linton
Vice President, Portfolio Management
Financing Solutions for the Casino Gaming Industry

We support middle-market casino gaming companies, tribal gaming enterprises, tribal governments, privately owned companies, private equity sponsors and their respective portfolio companies and more with creative financing solutions, including but not limited to:

  • Cash flow and enterprise value based loans
  • Acquisition Financing
  • Working Capital
  • Recapitalizations and Refinancing
  • LBO’s

*All offers of credit are subject to credit approval.

Managing Payables

We give you better ways to track your outgoing funds, with advanced technology that streamlines payment processes. Solutions include:

  • Automated Clearing House (ACH) Credit Origination1
  • Same Day Automated Clearing House (ACH)2
  • Wire Transfers3
  • Commercial Credit Cards4
  • Payroll Card5
  • Bill Pay6

1. Subject to prior approval.
2. This functionality is based on the National Automated Clearinghouse Association (NACHA) 2017 rule adopting Same Day ACH Origination Solution as amended in 2020. Requires enrollment in Business Online Banking. Some products and services may be subject to prior approval or fees. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.
3. Fees may be imposed for wires transfers.
4. All offers of credit are subject to credit approval.
5. Skylight Pay Options Payroll Card is provided by NetSpend®, division of Global Payments, which is not affiliated with Western Alliance Bank or its divisions. Applicable fees may be charged by NetSpend or Global Payments separately from any fees assessed by Western Alliance Bank.
6. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information.

Managing Receivables

Simplify operations and speed up the clearing process, ensuring that the payments you receive are deposited faster and more efficiently. Solutions include:

  • Automated Clearing House (ACH) Debit Origination1
  • Remote Deposit Capture2
  • Image Cash Letter
  • Mobile Deposit3
  • Lockbox Services4
  • Cash Vault
  • Wire Transfer Service5
  • Merchant Services6

1. Subject to prior approval.
2. A Business Checking account required. Other related fees may apply. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information. Funds deposited through Remote Deposit Capture will follow Western Alliance Bank’s funds availability policy as outlined in the Deposit Account Agreement Disclosure.
3. Requires enrollment in Business Online Banking. Other related fees may apply. Funds deposited through Mobile Deposit will follow Western Alliance Bank’s funds availability policy as outlined in the Deposit Account Agreement Disclosure.
4. Funds deposited through the Lockbox will follow Western Alliance Bank’s funds availability policy as outlined in the Deposit Account Agreement Disclosure. 5. Fees may be imposed for wires transfers.
6. Merchant Services are provided by Heartland® in agreement with Western Alliance Bank. Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Heartland’ Credit or Risk departments at any time. Heartland® is a federally registered service mark of Total System Services, Inc. EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. All trademarks contained herein are the sole and exclusive property of their respective owners. Any such use of those marks without the express written permission of their owner is prohibited. Heartland Merchant Solutions is a registered ISO of Wells Fargo Bank, N.A., Concord, CA; Synovus Bank, Columbus, GA, First National Bank of Omaha, Omaha, NE; and Deutsche Bank, New York, NY for Visa and MasterCard transactions only. Heartland offers NFC enabled POS systems, but a POS upgrade is not necessary to enable merchant service payment processing.

Information Reporting & Liquidity Management

Convenient and customizable services and tools help you track and manage your business account information and funds—faster and easier than ever. Solutions include:

  • Online Banking1
  • Mobile Banking2
  • Sweep Services3
  • Account Reconciliation
  • Zero Balance Accounts
  • eStatements

1. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information.
2. Western Alliance Bank Personal and Business Mobile Banking apps are available to all online banking customers. Features may vary based on device type. No additional fee to download the app; use of some features may incur additional charges. Mobile carrier message and data rates may apply.
3. NOT FDIC Insured. NOT Bank Guaranteed. MAY Lose Value.

Fraud Protection

Keep your money, your information and your business safe from would-be thieves. Our services and software help prevent online payment fraud, as well as online account and identity theft. Solutions include:

  • Check Positive Pay, Reverse Positive Pay, and Payee Positive Pay1
  • Automated Clearing House (ACH) Fraud Filter
  • Automated Clearing House (ACH) Debit Block
  • Dual Control for Transaction Approval
  • Out of Band Authentication

1. Requires enrollment in Business Online Banking. Refer to disclosures provided at account opening, the Business Schedule of Fees, and Pro Forma for additional information.

Access to a Full Suite of Business Banking Tools

In addition to offering financing and treasury management tools for the gaming industry, Western Alliance Bank offers a full suite of innovative business banking and technology solutions, including:

  • Business Checking, Savings, Money Market & CDs
  • Business Escrow Services to optimize M&A transactions
  • International Banking Services1
  • Merchant Services2
  • Commercial Credit Card program including robust tools for program administrators3
  • Mobile & Online Banking4

1. Other related fees may apply. Refer to the disclosures provided at account opening and the Schedule of Fees and Charges for additional information.
2. Merchant Services are provided by Heartland® in agreement with Western Alliance Bank. Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Heartland’ Credit or Risk departments at any time. Heartland® is a federally registered service mark of Total System Services, Inc. EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. All trademarks contained herein are the sole and exclusive property of their respective owners. Any such use of those marks without the express written permission of their owner is prohibited. Heartland Merchant Solutions is a registered ISO of Wells Fargo Bank, N.A., Concord, CA; Synovus Bank, Columbus, GA, First National Bank of Omaha, Omaha, NE; and Deutsche Bank, New York, NY for Visa and MasterCard transactions only. Heartland offers NFC enabled POS systems, but a POS upgrade is not necessary to enable merchant service payment processing.
3. All offers of Credit disclosure to attach to commercial credit card program.
4. Fees may be imposed for additional services related to online banking. Refer to Business Online Banking Setup and Authorization for more information. Western Alliance Bank Personal and Business Mobile Banking apps are available to all online banking customers. Features may vary based on device type. No additional fee to download the app; use of some features may incur additional charges. Mobile carrier message and data rates may apply.

Gaming Group
About Us

Gaming, a national specialty banking group within Western Alliance Bank, Member FDIC, focuses on lending and deposit solutions for the diverse gaming industry across the United States. For the gaming industry, which blends the needs of C&I and real estate lending, this team of experts offers tailored solutions for mergers and acquisitions, expansions and capital projects. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation, one of the country’s top-performing banking companies. Western Alliance has ranked in the top 10 on the Forbes “Best Banks in America” list for five consecutive years, 2016-2020, and was named #1 best-performing of the 50 largest public U.S. banks for 2019 by S&P Global Market Intelligence. A national presence with a regional footprint, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide.