Features & Benefits

  • Provides unlimited number of transactions.
  • Monthly service charge of $25 waived for holding a daily balance of $2,500.
  • Includes no-fee online banking with bill pay.
  • Comes with ATM/Debit card.

Other Key Facts

  • Requires $100 opening deposit.
  • Minimum daily balance of $0.01 required to earn interest.

Account Services

Additional tools and services are available for First Independent Bank accounts:

  • Overdraft protection1
  • Online banking2
  • ATM/Debit card
  • Ordering checks
  • eStatements 

1. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. The fee to have an NSF Item paid is $35.00 per item/maximum $175.00 per day. For each NSF Item returned, the fee is $35.00 per item/maximum $175.00 per day. Beginning on the sixth day after the account becomes overdrawn, (excluding weekends and Bank Holidays,) the account receives a fee of $5.00 per day until the account is brought to a positive balance. Refer to disclosures provided at account opening and the Schedule of Fees and Charges for additional information.
2. Fees may be imposed for additional services related to online banking. Refer to Personal Online Banking Service Agreement for more information

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