Our highly experienced bankers know that shopping for – and finding – the right banking resource can help your retail business thrive. From a construction loan for a store remodel to products that let you maximize your cash flow and payments, we can help. We open doors to powerful banking and financing products, and our exceptional customer service ties it all up with a bow.



A local business banking solution with strong national backing, First Independent Bank has the resources and expertise to help you grow your retail business. Plus our customer-focused approach means you get a dedicated, experienced relationship manager to help with all your professional and personal banking needs.  

All offers of credit are subject to credit approval.

Checking and Savings

  • Simplify banking fees for checking
  • Optimize transactions for better cash management
  • Leverage technology for easy deposits
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Business Loans and Credit

  • Optimize working capital and liquidity 
  • Access asset-based and bridge loans
  • Leverage corporate credit cards for better cash flow
  • Facilitate commercial real estate, construction financing
  • Lines of credit
  • SBA 7(a) and 504 lending
  • Sophisticated business credit card products 
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Treasury Management

  • Simplify your day-to-day banking
  • Accelerate receivables
  • Improve payment practices
  • Monitor and manage cash flow
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Equipment Financing

  • Streamline financing for furniture, fixtures and equipment
  • Finance upgrades and expansion through CAPEX lines of credit
  • Keep debt/equity ratios low through off-balance-sheet financing
  • Explore TRAC, Capital and Operating leases
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We have experienced a lot of rapid growth, and there are years when there’s no snow – not often, but sometimes – both situations that can stress a small business. The bank understands our business and has stood by us.
Wendy Carey, Owner, Seirus Innovation
About Us

First Independent Bank is a division of Western Alliance Bank, Member FDIC, the go-to bank for business in its growing markets. Founded in 1999, First Independent Bank offers a full spectrum of deposit, lending, treasury management, international banking and online banking products and services, plus superior service to meet the needs of local businesses. With six offices in Reno, Sparks, Carson City, and Fallon, along with Western Alliance Bank’s robust national platform of specialized financial services, the banking division is a valued partner for Northern Nevada’s business, real estate, professional, municipal and nonprofit communities. Western Alliance Bank is the primary subsidiary of Phoenix-based Western Alliance Bancorporation (NYSE: WAL). One of the country’s top-performing banking companies, Western Alliance ranks #4 on the Forbes 2017 “Best Banks in America” list.