When it comes to paying vendors and employees, the traditional form of check payment is giving way to more efficient and cost effective electronic payment solutions. To make sure your business is taking full advantage of these innovations, your Treasury Management Advisor will evaluate your vendor relationships and then work with you to find cost effective solutions that are compatible with your accounting staff. Potential payment solutions include:

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• ACH disbursements
• Commercial Credit Cards
• Wire transfers
• Foreign exchange wire transfers
• Bill Pay

Processing checks for deposit is costly and can have an adverse effect on your cash flow. Fortunately, the traditional way of depositing checks is giving way to more efficient and cost effective electronic receivable solutions. At Bridge Bank, your Treasury Management Advisor will evaluate the nature of the relationship between you and your customers in order to help define the best means for collecting receivables. Then, working hand in hand with your team, your Advisor will find cost effective solutions that are compatible with your accounting staff. Potential collection tools include:

• Remote deposit capture
• Lockbox
• ACH collections
• Merchant services*
• Correspondent bank accounts

*Merchant Services are provided by TransFirst, a TSYS Company under an agreement with Western Alliance Bank.

• Positive Pay
• ACH Filtering
• eBanking payment and user controls
• Data exchange
• Out of band authentication
• Tokens

• Bridge Bank Money Market Account
• Multi-tier sweep accounting
• Money market funds
• Bridge Bank Certificates of Deposits
• Investment services for excess cash*
• Cash management portfolio reporting

*Nondeposit investment products are not insured by the FDIC, are not obligations of, or guaranteed by Bridge Bank or Western Alliance Bank; and will subject the purchaser to investment risk, including possible loss of the principal amount invested.

• eBanking Advanced Information Reporting
• Downloadable files in QuickBooks, BAI2 or other formats
• EDI reports for ACH transactions
• FTP file transfers
• Automated Data Exchange for multi-bank reporting