- Managing Payables
- Managing Receivables
- Information Reporting & Liquidity Management
- Fraud Protection
Managing Payables
We give you better ways to track your outgoing funds, with advanced technology that streamlines payment processes. Solutions include:
Automated Clearing House (ACH) Credit*
ACH credit origination services* provides greater speed, accuracy and efficiency for managing payables. With ACH Credit, you can quickly and conveniently disburse electronic payments to employees, tax-collecting agencies, vendors and more. Benefits include:
- Reduced costs for processing, storing and reconciling manual checks.
- Reduced payroll costs and greater convenience for employees, as they receive credit to their accounts automatically, instead of depositing checks.
- No lost or stolen checks, which reduces the need to place stop payments on or reissue checks.
- Provides you an audit trail of payments.
* Subject to prior approval.
Wire Transfer Services
Our wire transfer services allow you to securely, quickly and efficiently wire funds electronically from your account—anywhere in the United States or the world. Repetitive templates are available, to make your wire transactions even simpler. Services include:
- Online Wire Origination, which lets you wire funds through our online banking system.
- Incoming Wire Notification, which sends you a fax or email whenever you’ve received a wire of funds.
Account Reconciliation
We offer full and partial account reconciliation services, as well as deposit reconciliation. These services help manage and monitor transactions and balances to make sure they’re correct.
Positive Pay
Check Positive Pay and ACH Positive Pay, help prevent payment of fraudulent checks and unauthorized automated clearing house (ACH) transactions. You benefit from:
- Gaining secure, effective mechanisms for payment fraud prevention.
- Using our convenient online banking system to review suspicious items, and provide pay or return decisions.
- Ability to block specific ACH transactions, with ACH Positive Pay.
Business Credit Cards
Our Business Credit Cards, including the Commercial Card and Commercial Plus Card, both offer easy, convenient ways for employees to make and track purchases, and even pay recurring bills.
Managing Receivables
Cash flow is the lifeblood of your business, and we can help you stay on top of all the payments it receives. With services that streamline your operations and speed up the clearing process, we make managing receivables faster, easier and more efficient.
Remote Deposit*
Improve funds management by making deposits directly from your office.* Images of checks are scanned and sent electronically, then deposited in your business account. Benefits of Remote Deposit include:
- Extended deposit deadlines.
- Ability to view reports electronically.
- Eliminate the need to visit the bank or pay for a courier.
*Subject to prior approval
Automated Clearing House (ACH) Debit*
This electronic collection service streamlines remittance processing, and provides more accurate, timely collection of payments from consumer and corporate accounts.* You get the benefits of:
- Reduced costs of processing payments made by paper checks.
- Improved cash flow and forecasting by collecting payments faster.
- Gained audit trail of payments received.
*Subject to prior approval
Lockbox Service
With this service, payments sent to your business are retrieved, processed and deposited daily from your own post office box. All deposits are imaged and available for viewing online, the same day. You can:
- Speed up the collection of your business's receivables.
- Reduce the cost of in-house receivables processing, and improve your company's cash flow.
- Eliminate the need to prepare deposits and take them to the bank.
Cash Vault
With our Cash Vault services, you can be confident that your deposits will be transported securely by safe, trustworthy armored car transport services. Cash Vault can:
- Pick up coins, cash and checks
- Help you make deposits efficiently
- Enable you to order and obtain cash
Wire Transfer Services
Our wire transfer services allow you to securely, quickly and efficiently wire funds electronically from your account—anywhere in the United States or internationally. Repetitive templates are available, to make your wire transactions even simpler. Services include:
- Online Wire Origination, which lets you wire funds from your computer.
- Incoming Wire Notification ensures you receive a fax or email whenever you’ve received a wire of funds.
Merchant Services
Our customized payment processing services, offered by our trusted vendor, TSYS*, can help you satisfy and strengthen your customer base. You can accept credit and debit cards, purchase or lease card processing equipment, and benefit from multiple authorization networks and transaction processing options.
*Merchant Services are provided by TSYS who is not affiliated with Western Alliance Bank or Bank of Nevada.
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Information Reporting & Liquidity Management
At Bank of Nevada, we can help you track and manage your business account information and funds—faster and easier than ever.
Business Online Banking
With this service, you get real-time account information reporting, so you can easily monitor your cash position and account activity. Benefits include:
- Ability to view bank statements online, much earlier than waiting for postal delivery
- Convenient, customizable dashboard and reporting, which puts you in control of the information you receive
- Choice of Basic or Enhanced Service
Mobile Banking
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- Review balances
- Transfer funds
- Pay bills
- Deposit checks
- Review/approve activity
CD ROM Check Imaging
This information reporting service stores front and back images of all canceled checks on a CD ROM. It’s valuable if your company has multiple accounts and high check volumes. You benefit from:
- Large storage capacities
- Easily retrieve canceled check information
- Faster search capability when looking for a copy of a paid check
Sweep Services
Simplify fund consolidation and eliminate manual funds transfers, with these two liquidity management services. With Sweep Services you can move funds in and out of your accounts. Your business benefits from:
- Maximized interest earnings
- Less time spent manually managing funds and investments, since you use automated processes
- Reduced staff expenses
eStatements
Our eStatements service reduces paper usage and provides additional benefits:
- Receive your statement faster
- Lower your exposure to fraud
- Help the environment
Zero Balance Accounts
Our convenient Zero Balance Accounts help you manage funds with ease:
- Eliminates the need to manually transfer funds between accounts to cover cash flow requirements.
- Incoming deposits are immediately moved to the account you designate.
- For outgoing disbursements, funds will be pulled from the account you've designated.
Fraud Protection
We help keep your money, your information and your business safe from would-be thieves, with services and software that help prevent payment fraud, as well as online account and identity theft.
Positive Pay Services
These services, Check Positive Pay and ACH Positive Pay, help prevent payment of fraudulent checks and unauthorized automated clearing house (ACH) transactions. You benefit from:
- Gaining secure, effective mechanisms for payment fraud prevention.
- Using our convenient online banking system to review suspicious items, and provide pay or return decisions.
- Ability to block specific ACH transactions, with ACH Positive Pay.
ACH Filter and ACH Debit Block*
With ACH Filter and ACH Debit block you can create, maintain and update a list of approved payments, or block transactions to your account completely.*
- ACH Filter allows only authorized transaction and lets you review unauthorized transaction for payment or return.
- The ACH Debit Block feature completely blocks all ACH debit transactions.
*Subject to prior approval