Automated Clearing House (ACH) Credit Origination*

Make payments electronically in an accurate, low-cost, data-rich way. For maximum flexibility, we support multiple methods of delivering payment instructions.

*All offers of credit are subject to credit approval.

Wire Transfer

Easily and securely originate USD domestic wire transfers and international wires, as well as non-USD international wires – ideal for making large payments that must be available immediately upon receipt. For convenience, we support multiple ways to provide wire instructions.

Account Reconciliation

Our account reconciliation services help identify discrepancies and ensure accurate account balances.

Online Bill Pay

Pay vendors conveniently through online or mobile banking. Perfect for businesses with low monthly payment volumes to a small set of vendors.

Commercial Credit Cards*

Our commercial Visa^® credit cards make it easy to make and track purchases, manage payables and more.

*All offers of credit are subject to credit approval. Cards are issued by Western Alliance Bank and its divisions pursuant to a license from VISA USA Inc.

Remote Deposit

Expedite funds collection by scanning checks and electronically depositing them into your account – or, if you’re using your own lockbox, send us an Image Cash Letter (ICL) file instead of physically depositing checks.

Automated Clearing House (ACH) Debit Origination*

Originate direct debits against your customers’ bank accounts. Speeds collection and improves accuracy of cash posting in your accounts receivable system.

*All offers of credit are subject to credit approval.

Lockbox

Perfect for when you have a high volume of paper-based payments every month, our configurable platform helps reduce exceptions, capture data needed to post payments automatically, and reduce cash collection expenses.

Cash Vault

Bonded, trustworthy armored car transport services pick up coins, cash and checks for deposit and drop off coins and cash for your business.

Wire Transfer

Easily receive USD domestic and international wires as well as non-USD international wires. Funds are typically available upon receipt at the bank. Ideal for receiving large payments from anywhere in the world.

Merchant Services*

Easily accept credit and debit cards, purchase or lease card processing equipment, and benefit from multiple authorization networks and transaction processing options to customize your needs.

*Merchant services are provided by TSYS^® in agreement with Western Alliance Bank.

Online Banking

Monitor your cash position and account activity, transfer funds, view check images, review Positive Pay exception items, initiate and approve wire and ACH transactions, make stop payments and pay bills online. 24/7 Fraud protections include separation of duties, dual approvals and Out-of-Band Authentication.

Mobile Banking

With the exception of initiating payments, access all your online banking tools and perform the same functions securely from your smartphone. And, make deposits from your mobile devices.

CD ROM Check Imaging

Sweep Services

Using our fully automated service, simplify funds consolidation and management, maximize interest income and reduce risk of overdraft.

eStatements

Reduce your fraud exposure and get your statement faster with paperless electronic statements.

Zero Balance Accounts

Daily account analysis helps redistribute funds automatically according to pre-established target balances.

Positive Pay – Checks and ACH

Positive Pay, Payee Positive Pay and Reverse Positive Pay services help prevent check fraud losses, while ACH Positive Pay, Fraud Filter and Block features guard against fraud losses in ACH transactions.

ACH Filter and ACH Debit Block

With ACH Filter and ACH Debit block you can create, maintain and update a list of approved payments, or block transactions to your account completely.

• ACH Filter allows only authorized transactions and lets you review unauthorized transactions for payment or return
• ACH Debit Block feature completely blocks all ACH debit transactions