Why Work with Alliance Association Bank?

Even if your HOAs, CIDs or PUDs have more than $250,000 in deposits, the CDARS Network makes it possible for you to insure all your funds, while only dealing with Alliance Association Bank.

CDARS deposits will be made in increments below the standard FDIC insurance maximum of $250,000, so the FDIC will insure your funds for both principal and interest.

You’ll receive one consolidated statement, yet your funds will be in multiple CDARS accounts.

Get More Peace of Mind

Alliance Association Bank is the custodian for your CDARS deposits. The subcustodian is The Bank of New York Mellon (BNY Mellon), the largest custodian in the world, with $28.5 trillion in assets under custody or administration and $1.7 trillion in assets under management. 

Our CDARS CDs feature:
  • Terms ranging from four weeks to 36 months.
  • Higher-paying Relationship Rates when you have additional accounts or loans through Alliance Association Bank, or if you’re a Lockbox customer.
  • $10,000 minimum balance requirement.
View our Deposit Account Agreement and Disclosure