Southern California: Orange County, Los Angeles & Riverside County
Linda Cardoza is vice president of HOA banking for Alliance Association Bank in Southern California, serving the need of clients in Orange County, Los Angeles and Riverside County.
Since 2006, Ms. Cardoza has gained the trust of those in the common interest development and real estate industries as a result of her financial knowledge, property management experience and ethical integrity.
Ms. Cardoza provides community management companies and homeowner associations with products and services to enhance their efficiencies and reach their goals, including deposit accounts, reserve investments and HOA lending. Her goal is to collaborate with clients, analyze their needs and ultimately empower clients with the tools to build their business operations with greater efficiency.
Ms. Cardoza joined Alliance Association Bank in 2015. Previously, she was vice president, relationship manager in the Homeowners Association Division at U.S. Bank. Beginning in 1989, she managed and leased estate portfolios that included commercial office buildings, industrial parks, regional and community shopping centers, residential properties as well as homeowner associations.
Ms. Cardoza is a designated Educated Business Partner from the Community Associations Institute (CAI) and maintains her California Real Estate License.
Outside of work, Cardoza enjoys supporting her son at his track meets, cooking, traveling and participating in many outdoor activities.
Alliance Association Bank, a division of Western Alliance Bank, provides financing solutions to the growing community management and homeowner association industries with an unmatched level of expertise and responsiveness. Catering to the needs of the homeowner association industry, the organization offers a wide range of innovative products and services designed to create efficiencies, reduce costs and increase revenue. Western Alliance Bank, Member FDIC, is the primary subsidiary of Phoenix-based Western Alliance Bancorporation, one of the country’s top-performing banking companies. Western Alliance has ranked in the top 10 on the Forbes “Best Banks in America” list for five consecutive years, 2016-2020, and was named #1 best-performing of the 50 largest public U.S. banks for 2019 by S&P Global Market Intelligence. A national presence with a regional footprint, Western Alliance Bank operates individually branded, full-service banking divisions and has offices in key markets nationwide.